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2023 CALIFORNIA CONFORMING LOAN LIMITS BY COUNTY
| County | One-Unit Limit | Two-Unit Limit | Three-Unit Limit | Four-Unit Limit |
| ALAMEDA COUNTY | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| ALPINE COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| AMADOR COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| BUTTE COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| CALAVERAS COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| COLUSA COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| CONTRA COSTA COUNTY | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| DEL NORTE COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| EL DORADO COUNTY | $763,600 | $977,550 | $1,181,650 | $1,468,500 |
| FRESNO COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| GLENN COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| HUMBOLDT COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| IMPERIAL COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| INYO COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| KERN COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| KINGS COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| LAKE COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| LASSEN COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| LOS ANGELES COUNTY | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| MADERA COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| MARIN COUNTY | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| MARIPOSA COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| MENDOCINO COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| MERCED COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| MODOC COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| MONO COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| MONTEREY COUNTY | $915,400 | $1,171,900 | $1,416,550 | $1,760,400 |
| NAPA COUNTY | $1,017,750 | $1,302,900 | $1,574,900 | $1,957,250 |
| NEVADA COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| ORANGE COUNTY | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| PLACER COUNTY | $763,600 | $977,550 | $1,181,650 | $1,468,500 |
| PLUMAS COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| RIVERSIDE COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| SACRAMENTO COUNTY | $763,600 | $977,550 | $1,181,650 | $1,468,500 |
| SAN BENITO COUNTY | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| SAN BERNARDINO COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| SAN DIEGO COUNTY | $977,500 | $1,251,400 | $1,512,650 | $1,879,850 |
| SAN FRANCISCO COUNTY | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| SAN JOAQUIN COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| SAN LUIS OBISPO COUNTY | $911,950 | $1,167,450 | $1,411,200 | $1,753,800 |
| SAN MATEO COUNTY | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| SANTA BARBARA COUNTY | $805,000 | $1,030,550 | $1,245,700 | $1,548,100 |
| SANTA CLARA COUNTY | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| SANTA CRUZ COUNTY | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| SHASTA COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| SIERRA COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| SISKIYOU COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| SOLANO COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| SONOMA COUNTY | $861,350 | $1,102,700 | $1,332,900 | $1,656,450 |
| STANISLAUS COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| SUTTER COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| TEHAMA COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| TRINITY COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| TULARE COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| TUOLUMNE COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| VENTURA COUNTY | $948,750 | $1,214,600 | $1,468,150 | $1,824,550 |
| YOLO COUNTY | $763,600 | $977,550 | $1,181,650 | $1,468,500 |
| YUBA COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
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SERVING BUT NOT LIMITED TO THE FOLLOWING COMMUNITIES IN CALIFORNIA
Neighborhoods
Coldwater Canyon, Lunada Bay – Honeymoon Cove / Palos Verdes Estates, Lake Sherwood, La Jolla – Torrey Pines, Malibu, Hidden Hills, Corona Del Mar Beach, Beverly Hills, Beverly Crest, Ross, Cameo Highlands / Newport Beach, Bel – Air Estates, Holmby Hills, Atherton, Norris Canyon, Rolling Hills, Woodside, Hillsborough, Bell Canyon, Los Altos Hills, Piedmont, Silicon Valley, Palo Alto & Portola Valley.
Zip Codes
94027, 94062, 91302, 94010, 94022, 94920, 90210, 90402, 94957, 94123, 94024, 94028, 94306, 94010, 95070, 92662, 92657, 90272, 92067, 93108, 94306, 91108 & 92625
Counties
San Mateo County, San Francisco County, Marin County, Santa Barbara County, Santa Clara County, Sonoma County, Napa County, Solano County, Alameda County, Santa Cruz County, San Benito County, Monterey County, Contra Costa County, San Diego County, Ventura County, San Luis Obispo County, Riverside County, San Bernardino County, Los Angeles County & Orange County.