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Buffalo Jumbo

Shop for the mortgage loan that meets your needs. Find the array of 5,7 and 10-year fixed ARM’s (Adjustable-Rate Mortgage’s), Interest-Only ARM loans, and 15, 20, 25 and 30-year fixed rate mortgages. Bridge, Cross-Collateralization, Foreign National, Land and Construction mortgage loans are also available.

Work with a local expert in Buffalo on your Jumbo, Conforming, FHA or VA mortgage loan for your new home purchase or existing loan refinance.


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    2023 NEW YORK CONFORMING LOAN LIMITS BY COUNTY

    County One-Unit Limit Two-Unit Limit Three-Unit Limit Four-Unit Limit
    ALBANY COUNTY $726,200 $929,850 $1,123,900 $1,396,800
    ALLEGANY COUNTY $726,200 $929,850 $1,123,900 $1,396,800
    BRONX COUNTY $1,089,300 $1,394,775 $1,685,850 $2,095,200
    BROOME COUNTY $726,200 $929,850 $1,123,900 $1,396,800
    CATTARAUGUS COUNTY $726,200 $929,850 $1,123,900 $1,396,800
    CAYUGA COUNTY $726,200 $929,850 $1,123,900 $1,396,800
    CHAUTAUQUA COUNTY $726,200 $929,850 $1,123,900 $1,396,800
    CHEMUNG COUNTY $726,200 $929,850 $1,123,900 $1,396,800
    CHENANGO COUNTY $726,200 $929,850 $1,123,900 $1,396,800
    CLINTON COUNTY $726,200 $929,850 $1,123,900 $1,396,800
    COLUMBIA COUNTY $726,200 $929,850 $1,123,900 $1,396,800
    CORTLAND COUNTY $726,200 $929,850 $1,123,900 $1,396,800
    DELAWARE COUNTY $726,200 $929,850 $1,123,900 $1,396,800
    DUTCHESS COUNTY $726,525 $930,300 $1,124,475 $1,397,400
    ERIE COUNTY $726,200 $929,850 $1,123,900 $1,396,800
    ESSEX COUNTY $726,200 $929,850 $1,123,900 $1,396,800
    FRANKLIN COUNTY $726,200 $929,850 $1,123,900 $1,396,800
    FULTON COUNTY $726,200 $929,850 $1,123,900 $1,396,800
    GENESEE COUNTY $726,200 $929,850 $1,123,900 $1,396,800
    GREENE COUNTY $726,200 $929,850 $1,123,900 $1,396,800
    HAMILTON COUNTY $726,200 $929,850 $1,123,900 $1,396,800
    HERKIMER COUNTY $726,200 $929,850 $1,123,900 $1,396,800
    JEFFERSON COUNTY $726,200 $929,850 $1,123,900 $1,396,800
    KINGS COUNTY $1,089,300 $1,394,775 $1,685,850 $2,095,200
    LEWIS COUNTY $726,200 $929,850 $1,123,900 $1,396,800
    LIVINGSTON COUNTY $726,200 $929,850 $1,123,900 $1,396,800
    MADISON COUNTY $726,200 $929,850 $1,123,900 $1,396,800
    MONROE COUNTY $726,200 $929,850 $1,123,900 $1,396,800
    MONTGOMERY COUNTY $726,200 $929,850 $1,123,900 $1,396,800
    NASSAU COUNTY $1,089,300 $1,394,775 $1,685,850 $2,095,200
    NEW YORK COUNTY $1,089,300 $1,394,775 $1,685,850 $2,095,200
    NIAGARA COUNTY $726,200 $929,850 $1,123,900 $1,396,800
    ONEIDA COUNTY $726,200 $929,850 $1,123,900 $1,396,800
    ONONDAGA COUNTY $726,200 $929,850 $1,123,900 $1,396,800
    ONTARIO COUNTY $726,200 $929,850 $1,123,900 $1,396,800
    ORANGE COUNTY $726,525 $930,300 $1,124,475 $1,397,400
    ORLEANS COUNTY $726,200 $929,850 $1,123,900 $1,396,800
    OSWEGO COUNTY $726,200 $929,850 $1,123,900 $1,396,800
    OTSEGO COUNTY $726,200 $929,850 $1,123,900 $1,396,800
    PUTNAM COUNTY $1,089,300 $1,394,775 $1,685,850 $2,095,200
    QUEENS COUNTY $1,089,300 $1,394,775 $1,685,850 $2,095,200
    RENSSELAER COUNTY $726,200 $929,850 $1,123,900 $1,396,800
    RICHMOND COUNTY $1,089,300 $1,394,775 $1,685,850 $2,095,200
    ROCKLAND COUNTY $1,089,300 $1,394,775 $1,685,850 $2,095,200
    ST. LAWRENCE COUNTY $726,200 $929,850 $1,123,900 $1,396,800
    SARATOGA COUNTY $726,200 $929,850 $1,123,900 $1,396,800
    SCHENECTADY COUNTY $726,200 $929,850 $1,123,900 $1,396,800
    SCHOHARIE COUNTY $726,200 $929,850 $1,123,900 $1,396,800
    SCHUYLER COUNTY $726,200 $929,850 $1,123,900 $1,396,800
    SENECA COUNTY $726,200 $929,850 $1,123,900 $1,396,800
    STEUBEN COUNTY $726,200 $929,850 $1,123,900 $1,396,800
    SUFFOLK COUNTY $1,089,300 $1,394,775 $1,685,850 $2,095,200
    SULLIVAN COUNTY $726,200 $929,850 $1,123,900 $1,396,800
    TIOGA COUNTY $726,200 $929,850 $1,123,900 $1,396,800
    TOMPKINS COUNTY $726,200 $929,850 $1,123,900 $1,396,800
    ULSTER COUNTY $726,200 $929,850 $1,123,900 $1,396,800
    WARREN COUNTY $726,200 $929,850 $1,123,900 $1,396,800
    WASHINGTON COUNTY $726,200 $929,850 $1,123,900 $1,396,800
    WAYNE COUNTY $726,200 $929,850 $1,123,900 $1,396,800
    WESTCHESTER COUNTY $1,089,300 $1,394,775 $1,685,850 $2,095,200
    WYOMING COUNTY $726,200 $929,850 $1,123,900 $1,396,800
    YATES COUNTY $726,200 $929,850 $1,123,900 $1,396,800

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      SERVING BUT NOT LIMITED TO THE FOLLOWING COMMUNITIES IN AND AROUND BUFFALO

      Neighborhoods

      Delaware District, Elmwood Strip, Downtown, Parkside, Central Park, University Heights, North Park, North Buffalo, Allentown, Lower West Side, West Side, First Ward, Black Rock, South Buffalo, Fruit Belt & Kaisertown.

      Zip Codes

      14201, 14202, 14203, 14204, 14206, 14207, 14208, 14209, 14210, 14211, 14212, 14213, 14214, 14215, 14216, 14217, 14218, 14219, 14220, 14221, 14222, 14223, 14224, 14225, 14226 & 14227

      Counties

      Erie County, Chautauqua County, Cattaraugus County, Allegany County, Wyoming County, Livingston County, Genesee County, Niagara County, Orleans County, Monroe County, Ontario County, Steuben County, Yates County, Ontario County, Wayne County & Chemung County.