Shop for the mortgage loan that meets your needs. Find the array of 5,7 and 10-year fixed ARM’s (Adjustable-Rate Mortgage’s), Interest-Only ARM loans, and 15, 20, 25 and 30-year fixed rate mortgages. Bridge, Cross-Collateralization, Foreign National, Land and Construction mortgage loans are also available.
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2023 IDAHO CONFORMING LOAN LIMITS BY COUNTY
| County | One-Unit Limit | Two-Unit Limit | Three-Unit Limit | Four-Unit Limit |
| ADA COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| ADAMS COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| BANNOCK COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| BEAR LAKE COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| BENEWAH COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| BINGHAM COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| BLAINE COUNTY | $740,600 | $948,100 | $1,146,050 | $1,424,250 |
| BOISE COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| BONNER COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| BONNEVILLE COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| BOUNDARY COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| BUTTE COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| CAMAS COUNTY | $740,600 | $948,100 | $1,146,050 | $1,424,250 |
| CANYON COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| CARIBOU COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| CASSIA COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| CLARK COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| CLEARWATER COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| CUSTER COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| ELMORE COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| FRANKLIN COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| FREMONT COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| GEM COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| GOODING COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| IDAHO COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| JEFFERSON COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| JEROME COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| KOOTENAI COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| LATAH COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| LEMHI COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| LEWIS COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| LINCOLN COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| MADISON COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| MINIDOKA COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| NEZ PERCE COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| ONEIDA COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| OWYHEE COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| PAYETTE COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| POWER COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| SHOSHONE COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| TETON COUNTY | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| TWIN FALLS COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| VALLEY COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| WASHINGTON COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
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SERVING BUT NOT LIMITED TO THE FOLLOWING COMMUNITIES IN AND AROUND BOISE
Neighborhoods
Highlands, Central Hills, Stewart Gulch, Quail Ridge, East End, Sunset, Warm Springs Mesa, Boise Heights, Collister, Harris Ranch, Southeast Boise, North End, Harrison Blvd, Riverland East, Veterans Park, Pierce Park, Depot Branch & West Cloverdale.
Zip Codes
83701, 83702, 83703, 83704, 83705, 83706, 83707, 83708, 83709, 83711, 83712, 83713, 83714, 83715, 83719, 83720, 83722, 83725, 83728, 83729, 83735, 83756 & 83799
Counties
Ada County, Owyhee County, Canyon County, Payette County, Gem County, Boise County, Elmore County, Twin Falls County, Gooding County, Camas County, Washington County, Adams County, Valley County, Custer County, Blaine County, Lincoln County & Jerome County.