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Billings Purchase and Refinance Mortgage Rates - Jumbo and Conforming

Billings: A Blend of Urban Convenience and Natural Beauty

The striking Billings skyline against the backdrop of the Rimrocks.

Billings, standing as Montana’s largest city, offers a unique combination of urban convenience and natural splendor. Positioned by the Yellowstone River and under the watchful presence of the Rimrocks, Billings is a gateway to both adventure and culture. Whether you’re attracted to the lively downtown atmosphere or the peace found in suburban areas, Local Jumbo is ready to guide you through Billings’ diverse real estate market with mortgage solutions tailored to your aspirations.

Considering making Billings your home? Whether it’s an apartment in the heart of the city or a house with scenic views, our network of Jumbo Verified™ lenders is prepared to provide competitive rates and customized mortgage plans. Begin your homeownership journey in Billings with us.




    Custom Mortgage Solutions for Billings’ Varied Real Estate

    The real estate landscape in Billings mirrors the city’s diverse character, offering a range of living options. Our lenders are skilled in crafting mortgage strategies that accommodate the variety of properties in Billings, assisting you in finding a suitable match for your home buying needs.

    • A variety of mortgage types for Billings’ properties: ARMs, FHA, VA, Interest-Only, Jumbo, and conforming loans.
    • Financing options designed for every lifestyle, from downtown living to suburban comfort.
    • Mortgage plans that align with the unique qualities of Billings, supporting both urban and outdoor enthusiasts.
    • Guidance through Billings’ housing market, with specialized options like Land, Construction, and Bridge loans.
    • Competitive rates to support your purchase or refinancing in Billings, facilitating your path to homeownership.

    Finding Your Home in Billings with an Ideal Mortgage

    Billings is a city where the spirit of community and the allure of the outdoors come together. We aim to secure a mortgage that meets your financial requirements while enhancing your lifestyle in this dynamic city. Whether you’re exploring downtown or the surrounding natural wonders, your home will be a central part of your Billings experience.

    2024 MONTANA CONFORMING LOAN LIMITS BY COUNTY

    County One-Unit Limit Two-Unit Limit Three-Unit Limit Four-Unit Limit
    BEAVERHEAD COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    BIG HORN COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    BLAINE COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    BROADWATER COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    CARBON COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    CARTER COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    CASCADE COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    CHOUTEAU COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    CUSTER COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    DANIELS COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    DAWSON COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    DEER LODGE COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    FALLON COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    FERGUS COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    FLATHEAD COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    GALLATIN COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    GARFIELD COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    GLACIER COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    GOLDEN VALLEY COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    GRANITE COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    HILL COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    JEFFERSON COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    JUDITH BASIN COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    LAKE COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    LEWIS AND CLARK COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    LIBERTY COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    LINCOLN COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    MCCONE COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    MADISON COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    MEAGHER COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    MINERAL COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    MISSOULA COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    MUSSELSHELL COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    PARK COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    PETROLEUM COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    PHILLIPS COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    PONDERA COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    POWDER RIVER COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    POWELL COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    PRAIRIE COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    RAVALLI COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    RICHLAND COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    ROOSEVELT COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    ROSEBUD COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    SANDERS COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    SHERIDAN COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    SILVER BOW COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    STILLWATER COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    SWEET GRASS COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    TETON COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    TOOLE COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    TREASURE COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    VALLEY COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    WHEATLAND COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    WIBAUX COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    YELLOWSTONE COUNTY $766,550 $981,500 $1,186,350 $1,474,400

    GET YOUR QUOTE TODAY!






      SERVING BUT NOT LIMITED TO THE FOLLOWING COMMUNITIES IN AND AROUND BILLINGS

      Neighborhoods

      Rimrock Rd / Shiloh Rd, Baseline / Hesper, Cameron Park, Broadview, Lake Elmo Dr / Wicks Ln, Montana State U – Billings / Rimrock Rd, Alkali Creek Rd / Sandstone Trl, Rehberg Ln / Grand Ave, Soda Springs, Shiloh Rd / S Shiloh Rd.

      Zip Codes

      59101, 59102, 59103, 59105, 59106, 59112, 59002, 59006, 59015, 59024, 59037, 59044, 59057, 59064, 59079 & 59088

      Counties

      Yellowstone County, Stillwater County, Carbon County, Sweet Grass County, Wheatland County, Judith Basin County, Fergus County, Golden Valley County, Musselshell County, Petroleum County, Garfield County, Rosebud County, Big Horn County & Treasure County.