Billings, standing as Montana’s largest city, offers a unique combination of urban convenience and natural splendor. Positioned by the Yellowstone River and under the watchful presence of the Rimrocks, Billings is a gateway to both adventure and culture. Whether you’re attracted to the lively downtown atmosphere or the peace found in suburban areas, Local Jumbo is ready to guide you through Billings’ diverse real estate market with mortgage solutions tailored to your aspirations.
Considering making Billings your home? Whether it’s an apartment in the heart of the city or a house with scenic views, our network of Jumbo Verified™ lenders is prepared to provide competitive rates and customized mortgage plans. Begin your homeownership journey in Billings with us.
Custom Mortgage Solutions for Billings’ Varied Real Estate
The real estate landscape in Billings mirrors the city’s diverse character, offering a range of living options. Our lenders are skilled in crafting mortgage strategies that accommodate the variety of properties in Billings, assisting you in finding a suitable match for your home buying needs.
- A variety of mortgage types for Billings’ properties: ARMs, FHA, VA, Interest-Only, Jumbo, and conforming loans.
- Financing options designed for every lifestyle, from downtown living to suburban comfort.
- Mortgage plans that align with the unique qualities of Billings, supporting both urban and outdoor enthusiasts.
- Guidance through Billings’ housing market, with specialized options like Land, Construction, and Bridge loans.
- Competitive rates to support your purchase or refinancing in Billings, facilitating your path to homeownership.
Finding Your Home in Billings with an Ideal Mortgage
Billings is a city where the spirit of community and the allure of the outdoors come together. We aim to secure a mortgage that meets your financial requirements while enhancing your lifestyle in this dynamic city. Whether you’re exploring downtown or the surrounding natural wonders, your home will be a central part of your Billings experience.
2024 MONTANA CONFORMING LOAN LIMITS BY COUNTY
| County | One-Unit Limit | Two-Unit Limit | Three-Unit Limit | Four-Unit Limit |
| BEAVERHEAD COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| BIG HORN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| BLAINE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| BROADWATER COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CARBON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CARTER COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CASCADE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CHOUTEAU COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CUSTER COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| DANIELS COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| DAWSON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| DEER LODGE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| FALLON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| FERGUS COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| FLATHEAD COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| GALLATIN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| GARFIELD COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| GLACIER COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| GOLDEN VALLEY COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| GRANITE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| HILL COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| JEFFERSON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| JUDITH BASIN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| LAKE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| LEWIS AND CLARK COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| LIBERTY COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| LINCOLN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MCCONE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MADISON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MEAGHER COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MINERAL COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MISSOULA COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MUSSELSHELL COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| PARK COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| PETROLEUM COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| PHILLIPS COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| PONDERA COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| POWDER RIVER COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| POWELL COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| PRAIRIE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| RAVALLI COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| RICHLAND COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| ROOSEVELT COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| ROSEBUD COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SANDERS COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SHERIDAN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SILVER BOW COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| STILLWATER COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SWEET GRASS COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| TETON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| TOOLE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| TREASURE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| VALLEY COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| WHEATLAND COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| WIBAUX COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| YELLOWSTONE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
GET YOUR QUOTE TODAY!
SERVING BUT NOT LIMITED TO THE FOLLOWING COMMUNITIES IN AND AROUND BILLINGS
Neighborhoods
Rimrock Rd / Shiloh Rd, Baseline / Hesper, Cameron Park, Broadview, Lake Elmo Dr / Wicks Ln, Montana State U – Billings / Rimrock Rd, Alkali Creek Rd / Sandstone Trl, Rehberg Ln / Grand Ave, Soda Springs, Shiloh Rd / S Shiloh Rd.
Zip Codes
59101, 59102, 59103, 59105, 59106, 59112, 59002, 59006, 59015, 59024, 59037, 59044, 59057, 59064, 59079 & 59088
Counties
Yellowstone County, Stillwater County, Carbon County, Sweet Grass County, Wheatland County, Judith Basin County, Fergus County, Golden Valley County, Musselshell County, Petroleum County, Garfield County, Rosebud County, Big Horn County & Treasure County.