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Bergen County Purchase and Refinance Mortgage Rates - Jumbo and Conforming

Bergen County: Where Suburban Elegance Meets Natural Splendor

A serene suburban neighborhood in Bergen County, showcasing the area’s residential appeal.

Bergen County, New Jersey, stands as a testament to suburban elegance, offering residents a unique lifestyle that balances urban convenience with natural beauty. As the most populous county in the state, it boasts a diverse array of communities, from the affluent suburbs of Alpine and Englewood Cliffs to the vibrant towns of Paramus and Ridgewood. With its proximity to New York City, Bergen County offers easy access to metropolitan amenities while providing a peaceful, scenic backdrop for daily life. Whether you’re attracted to the luxury shopping experiences, the top-rated schools, or the extensive park systems, Bergen County provides a rich tapestry of living experiences. Local Jumbo is here to guide you through Bergen County’s real estate market with mortgage solutions tailored to the county’s distinctive lifestyle.

Ready to explore homeownership in Bergen County? From stately homes in quiet neighborhoods to modern apartments near bustling town centers, our network of Jumbo Verified™ lenders is prepared to offer competitive rates and personalized mortgage plans. Start your journey to homeownership in Bergen County today.

    Tailored Mortgage Solutions for Bergen County’s Diverse Real Estate

    Reflecting the county’s wide-ranging appeal, Bergen County’s housing market offers a variety of properties. Our lenders specialize in mortgage strategies that accommodate the diversity of homes found throughout the county, assisting you to find the ideal residence to match your lifestyle and financial aspirations.

    • A comprehensive selection of mortgage types for Bergen County properties: ARMs, FHA, VA, Interest-Only, Jumbo, and conforming loans.
    • Financing solutions for all types of properties, supporting diverse housing needs and preferences across Bergen County.
    • Personalized mortgage plans that embrace Bergen County’s unique character, catering to both the desire for suburban peace and urban accessibility.
    • Expertise in Bergen County’s housing market, with specialized financing options like Land, Construction, and Bridge loans.
    • Competitive rates to assist your home purchase or refinancing in Bergen County, helping with a smooth and rewarding homeownership experience.

    Discover Your Dream Home in Bergen County

    Bergen County’s lifestyle, marked by its community-focused living, cultural diversity, and access to natural and urban amenities, offers a compelling choice for many. We’re committed to securing a mortgage solution that not only meets your financial needs but also supports your life in this vibrant New Jersey county. Whether you’re enjoying local shopping and dining, participating in community events, or finding tranquility in the county’s parks and nature reserves, your home in Bergen County will be a haven of comfort and style.


    County One-Unit Limit Two-Unit Limit Three-Unit Limit Four-Unit Limit
    ATLANTIC COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    BERGEN COUNTY $1,149,825 $1,472,250 $1,779,525 $2,211,600
    BURLINGTON COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    CAMDEN COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    CAPE MAY COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    CUMBERLAND COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    ESSEX COUNTY $1,149,825 $1,472,250 $1,779,525 $2,211,600
    GLOUCESTER COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    HUDSON COUNTY $1,149,825 $1,472,250 $1,779,525 $2,211,600
    HUNTERDON COUNTY $1,149,825 $1,472,250 $1,779,525 $2,211,600
    MERCER COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    MIDDLESEX COUNTY $1,149,825 $1,472,250 $1,779,525 $2,211,600
    MONMOUTH COUNTY $1,149,825 $1,472,250 $1,779,525 $2,211,600
    MORRIS COUNTY $1,149,825 $1,472,250 $1,779,525 $2,211,600
    OCEAN COUNTY $1,149,825 $1,472,250 $1,779,525 $2,211,600
    PASSAIC COUNTY $1,149,825 $1,472,250 $1,779,525 $2,211,600
    SALEM COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    SOMERSET COUNTY $1,149,825 $1,472,250 $1,779,525 $2,211,600
    SUSSEX COUNTY $1,149,825 $1,472,250 $1,779,525 $2,211,600
    UNION COUNTY $1,149,825 $1,472,250 $1,779,525 $2,211,600
    WARREN COUNTY $766,550 $981,500 $1,186,350 $1,474,400




      Ridgewood, Ho – Ho – Kus, Allendale, Haworth, Glen Rock, River Edge, Demarest, Fort Lee, Tenafly, Leonia, Closter, Old Tappan, Fair Lawn, Alpine, Ramsey, Edgewater & River Vale Township.

      Zip Codes

      07010, 07020, 07022, 07024, 07026, 07031, 07057, 07070, 07071, 07072, 07073, 07074, 07075, 07401, 07407, 07410, 07417, 07632, 07657, 07661 & 07675


      Bergen County, Hudson County, Essex County, Middlesex County, Mercer County, Hunterdon County, Warren County, Sussex County, Morris County, Somerset County, Passaic County, Monmouth County, Ocean County & Burlington County.