Shop for the mortgage loan that meets your needs. Find the array of 5,7 and 10-year fixed ARM’s (Adjustable-Rate Mortgage’s), Interest-Only ARM loans, and 15, 20, 25 and 30-year fixed rate mortgages. Bridge, Cross-Collateralization, Foreign National, Land and Construction mortgage loans are also available.
Work with a local expert in Bergen County on your Jumbo, Conforming, FHA or VA mortgage loan for your new home purchase or existing loan refinance.
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2023 NEW JERSEY CONFORMING LOAN LIMITS BY COUNTY
| County | One-Unit Limit | Two-Unit Limit | Three-Unit Limit | Four-Unit Limit |
| ATLANTIC COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| BERGEN COUNTY | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| BURLINGTON COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| CAMDEN COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| CAPE MAY COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| CUMBERLAND COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| ESSEX COUNTY | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| GLOUCESTER COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| HUDSON COUNTY | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| HUNTERDON COUNTY | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| MERCER COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| MIDDLESEX COUNTY | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| MONMOUTH COUNTY | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| MORRIS COUNTY | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| OCEAN COUNTY | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| PASSAIC COUNTY | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| SALEM COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| SOMERSET COUNTY | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| SUSSEX COUNTY | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| UNION COUNTY | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| WARREN COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
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SERVING BUT NOT LIMITED TO THE FOLLOWING COMMUNITIES IN AND AROUND BERGEN COUNTY
Neighborhoods
Ridgewood, Ho – Ho – Kus, Allendale, Haworth, Glen Rock, River Edge, Demarest, Fort Lee, Tenafly, Leonia, Closter, Old Tappan, Fair Lawn, Alpine, Ramsey, Edgewater & River Vale Township.
Zip Codes
07010, 07020, 07022, 07024, 07026, 07031, 07057, 07070, 07071, 07072, 07073, 07074, 07075, 07401, 07407, 07410, 07417, 07632, 07657, 07661 & 07675
Counties
Bergen County, Hudson County, Essex County, Middlesex County, Mercer County, Hunterdon County, Warren County, Sussex County, Morris County, Somerset County, Passaic County, Monmouth County, Ocean County & Burlington County.