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Bergen County Jumbo

Shop for the mortgage loan that meets your needs. Find the array of 5,7 and 10-year fixed ARM’s (Adjustable-Rate Mortgage’s), Interest-Only ARM loans, and 15, 20, 25 and 30-year fixed rate mortgages. Bridge, Cross-Collateralization, Foreign National, Land and Construction mortgage loans are also available.

Work with a local expert in Bergen County on your Jumbo, Conforming, FHA or VA mortgage loan for your new home purchase or existing loan refinance.


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2023 NEW JERSEY CONFORMING LOAN LIMITS BY COUNTY

County One-Unit Limit Two-Unit Limit Three-Unit Limit Four-Unit Limit
ATLANTIC COUNTY $726,200 $929,850 $1,123,900 $1,396,800
BERGEN COUNTY $1,089,300 $1,394,775 $1,685,850 $2,095,200
BURLINGTON COUNTY $726,200 $929,850 $1,123,900 $1,396,800
CAMDEN COUNTY $726,200 $929,850 $1,123,900 $1,396,800
CAPE MAY COUNTY $726,200 $929,850 $1,123,900 $1,396,800
CUMBERLAND COUNTY $726,200 $929,850 $1,123,900 $1,396,800
ESSEX COUNTY $1,089,300 $1,394,775 $1,685,850 $2,095,200
GLOUCESTER COUNTY $726,200 $929,850 $1,123,900 $1,396,800
HUDSON COUNTY $1,089,300 $1,394,775 $1,685,850 $2,095,200
HUNTERDON COUNTY $1,089,300 $1,394,775 $1,685,850 $2,095,200
MERCER COUNTY $726,200 $929,850 $1,123,900 $1,396,800
MIDDLESEX COUNTY $1,089,300 $1,394,775 $1,685,850 $2,095,200
MONMOUTH COUNTY $1,089,300 $1,394,775 $1,685,850 $2,095,200
MORRIS COUNTY $1,089,300 $1,394,775 $1,685,850 $2,095,200
OCEAN COUNTY $1,089,300 $1,394,775 $1,685,850 $2,095,200
PASSAIC COUNTY $1,089,300 $1,394,775 $1,685,850 $2,095,200
SALEM COUNTY $726,200 $929,850 $1,123,900 $1,396,800
SOMERSET COUNTY $1,089,300 $1,394,775 $1,685,850 $2,095,200
SUSSEX COUNTY $1,089,300 $1,394,775 $1,685,850 $2,095,200
UNION COUNTY $1,089,300 $1,394,775 $1,685,850 $2,095,200
WARREN COUNTY $726,200 $929,850 $1,123,900 $1,396,800

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SERVING BUT NOT LIMITED TO THE FOLLOWING COMMUNITIES IN AND AROUND BERGEN COUNTY

Neighborhoods

Ridgewood, Ho – Ho – Kus, Allendale, Haworth, Glen Rock, River Edge, Demarest, Fort Lee, Tenafly, Leonia, Closter, Old Tappan, Fair Lawn, Alpine, Ramsey, Edgewater & River Vale Township.

Zip Codes

07010, 07020, 07022, 07024, 07026, 07031, 07057, 07070, 07071, 07072, 07073, 07074, 07075, 07401, 07407, 07410, 07417, 07632, 07657, 07661 & 07675

Counties

Bergen County, Hudson County, Essex County, Middlesex County, Mercer County, Hunterdon County, Warren County, Sussex County, Morris County, Somerset County, Passaic County, Monmouth County, Ocean County & Burlington County.