Shop for the mortgage loan that meets your needs. Find the array of 5,7 and 10-year fixed ARM’s (Adjustable-Rate Mortgage’s), Interest-Only ARM loans, and 15, 20, 25 and 30-year fixed rate mortgages. Bridge, Cross-Collateralization, Foreign National, Land and Construction mortgage loans are also available.
Work with a local expert in Ann Arbor on your Jumbo, Conforming, FHA or VA mortgage loan for your new home purchase or existing loan refinance.
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2023 MICHIGAN CONFORMING LOAN LIMITS BY COUNTY
| County | One-Unit Limit | Two-Unit Limit | Three-Unit Limit | Four-Unit Limit |
| ALCONA COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| ALGER COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| ALLEGAN COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| ALPENA COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| ANTRIM COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| ARENAC COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| BARAGA COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| BARRY COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| BAY COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| BENZIE COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| BERRIEN COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| BRANCH COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| CALHOUN COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| CASS COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| CHARLEVOIX COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| CHEBOYGAN COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| CHIPPEWA COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| CLARE COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| CLINTON COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| CRAWFORD COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| DELTA COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| DICKINSON COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| EATON COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| EMMET COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| GENESEE COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| GLADWIN COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| GOGEBIC COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| GRAND TRAVERSE COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| GRATIOT COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| HILLSDALE COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| HOUGHTON COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| HURON COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| INGHAM COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| IONIA COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| IOSCO COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| IRON COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| ISABELLA COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| JACKSON COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| KALAMAZOO COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| KALKASKA COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| KENT COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| KEWEENAW COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| LAKE COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| LAPEER COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| LEELANAU COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| LENAWEE COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| LIVINGSTON COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| LUCE COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| MACKINAC COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| MACOMB COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| MANISTEE COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| MARQUETTE COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| MASON COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| MECOSTA COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| MENOMINEE COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| MIDLAND COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| MISSAUKEE COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| MONROE COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| MONTCALM COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| MONTMORENCY COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| MUSKEGON COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| NEWAYGO COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| OAKLAND COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| OCEANA COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| OGEMAW COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| ONTONAGON COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| OSCEOLA COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| OSCODA COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| OTSEGO COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| OTTAWA COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| PRESQUE ISLE COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| ROSCOMMON COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| SAGINAW COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| ST. CLAIR COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| ST. JOSEPH COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| SANILAC COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| SCHOOLCRAFT COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| SHIAWASSEE COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| TUSCOLA COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| VAN BUREN COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| WASHTENAW COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| WAYNE COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| WEXFORD COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
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SERVING BUT NOT LIMITED TO THE FOLLOWING COMMUNITIES IN AND AROUND ANN ARBOR
Neighborhoods
Downtown, South Main, West Park, Lower Burns Park, Old West Side, Plymouth Rd / Green Rd, Geddes Ave / Arlington Blvd, City Center, Lohr Rd / Stonebridge Dr N, Packard St / Granger Ave, Foster, Scio, S State Hwy / W Ellsworth Rd, Bardstown Trl / Charter Pl & W Liberty Rd / S Wagner Rd.
Zip Codes
48103, 48104, 48105, 48106, 48107, 48108, 48109, 48113, 48118, 48130, 48176, 48197, 48198, 48189 & 48158
Counties
Washtenaw County, Wayne County, Monroe County, Lenawee County, Hillsdale County, Jackson County, Ingham County, Livingston County, Oakland County, Macomb County, Lapeer County, Genesee County, Tuscola County, Bay County & Saint Clair.