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Ann Arbor Purchase and Refinance Mortgage Rates - Jumbo and Conforming

Invest in Ann Arbor’s Lifestyle with Local Jumbo Mortgages

A historic cottage near the University of Michigan campus, showcasing the academic heritage of Ann Arbor.

Ann Arbor, Michigan, known for its vibrant arts scene and the University of Michigan, offers a unique lifestyle. Local Jumbo is your partner in securing a mortgage that fits the character of this college town.

Whether you’re an academic, an art enthusiast, or simply love the charm of Ann Arbor, connect with our network of Jumbo Verified™ lenders for competitive rates and tailored mortgage solutions that align with your Ann Arbor dreams.




    Crafting Mortgage Solutions for Ann Arbor’s Unique Culture

    Ann Arbor’s real estate landscape reflects its diverse and academic culture, and our lenders specialize in mortgage strategies that embrace this uniqueness.

    • Explore a variety of mortgage types ideal for Ann Arbor’s diverse properties: ARMs, FHA, VA, Interest-Only, Jumbo, and conforming loans.
    • Innovative financing options for a range of homes, from historic cottages near campus to modern condos downtown.
    • Mortgage plans that align with Ann Arbor’s vibrant neighborhoods and academic spirit.
    • Expertise tailored to Ann Arbor’s real estate market, including Land, Construction, Bridge, Cross-Collateralization, and Foreign National loans.
    • Competitive rates designed for purchasing or refinancing in Ann Arbor’s dynamic housing market.

    Elevate Your Academic or Artistic Journey with an Ann Arbor Mortgage

    Ann Arbor is a hub for education and the arts. Our lenders create mortgage solutions that enhance your living and creative experience in this unique city.

    2024 MICHIGAN CONFORMING LOAN LIMITS BY COUNTY

    County One-Unit Limit Two-Unit Limit Three-Unit Limit Four-Unit Limit
    ALCONA COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    ALGER COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    ALLEGAN COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    ALPENA COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    ANTRIM COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    ARENAC COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    BARAGA COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    BARRY COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    BAY COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    BENZIE COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    BERRIEN COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    BRANCH COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    CALHOUN COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    CASS COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    CHARLEVOIX COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    CHEBOYGAN COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    CHIPPEWA COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    CLARE COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    CLINTON COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    CRAWFORD COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    DELTA COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    DICKINSON COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    EATON COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    EMMET COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    GENESEE COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    GLADWIN COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    GOGEBIC COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    GRAND TRAVERSE COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    GRATIOT COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    HILLSDALE COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    HOUGHTON COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    HURON COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    INGHAM COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    IONIA COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    IOSCO COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    IRON COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    ISABELLA COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    JACKSON COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    KALAMAZOO COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    KALKASKA COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    KENT COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    KEWEENAW COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    LAKE COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    LAPEER COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    LEELANAU COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    LENAWEE COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    LIVINGSTON COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    LUCE COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    MACKINAC COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    MACOMB COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    MANISTEE COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    MARQUETTE COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    MASON COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    MECOSTA COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    MENOMINEE COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    MIDLAND COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    MISSAUKEE COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    MONROE COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    MONTCALM COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    MONTMORENCY COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    MUSKEGON COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    NEWAYGO COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    OAKLAND COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    OCEANA COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    OGEMAW COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    ONTONAGON COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    OSCEOLA COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    OSCODA COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    OTSEGO COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    OTTAWA COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    PRESQUE ISLE COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    ROSCOMMON COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    SAGINAW COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    ST. CLAIR COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    ST. JOSEPH COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    SANILAC COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    SCHOOLCRAFT COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    SHIAWASSEE COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    TUSCOLA COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    VAN BUREN COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    WASHTENAW COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    WAYNE COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    WEXFORD COUNTY $766,550 $981,500 $1,186,350 $1,474,400

    GET YOUR QUOTE TODAY!






      SERVING BUT NOT LIMITED TO THE FOLLOWING COMMUNITIES IN AND AROUND ANN ARBOR

      Neighborhoods

      Downtown, South Main, West Park, Lower Burns Park, Old West Side, Plymouth Rd / Green Rd, Geddes Ave / Arlington Blvd, City Center, Lohr Rd / Stonebridge Dr N, Packard St / Granger Ave, Foster, Scio, S State Hwy / W Ellsworth Rd, Bardstown Trl / Charter Pl & W Liberty Rd / S Wagner Rd.

      Zip Codes

      48103, 48104, 48105, 48106, 48107, 48108, 48109, 48113, 48118, 48130, 48176, 48197, 48198, 48189 & 48158

      Counties

      Washtenaw County, Wayne County, Monroe County, Lenawee County, Hillsdale County, Jackson County, Ingham County, Livingston County, Oakland County, Macomb County, Lapeer County, Genesee County, Tuscola County, Bay County & Saint Clair.