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Wichita Purchase and Refinance Mortgage Rates - Jumbo and Conforming

Elevate Your Homeownership Goals with Local Jumbo in Wichita

A historic home in Lawrence, Kansas.

Wichita, known as the Air Capital of the World, is a vibrant city offering a mix of modern living and rich history. From charming neighborhoods to the bustling downtown, Local Jumbo is your trusted partner for finding the ideal mortgage solution in Wichita.

Ready to make Wichita your home or looking to refinance in the Air Capital? Connect with Local Jumbo’s network of Jumbo Verified™ lenders for competitive rates and a tailored mortgage plan that aligns with your aspirations in Wichita.




    Crafting Mortgage Solutions for Wichita’s Diverse Homes

    Wichita’s real estate scene is as diverse as its residents. Whether you’re drawn to the historic charm of College Hill or the contemporary lifestyle in Riverside, Local Jumbo’s lenders specialize in creating mortgage solutions that cater to Wichita’s diverse housing landscape.

    • Explore a variety of mortgage types for Wichita’s diverse properties: Jumbo, Conforming, ARMs, FHA, VA, Interest-Only, Land, Construction, Bridge Loans, Cross-Collateralization, and Foreign National Loans.
    • Innovative financing for homes spanning from historic neighborhoods to modern urban developments.
    • Mortgage plans tailored to suit the unique neighborhoods and lifestyles of Wichita.
    • Lending expertise to navigate Wichita’s competitive real estate market.
    • Competitive rates for both home purchase and refinancing in this vibrant city.

    Aligning Your Mortgage with Wichita’s Vibrant Lifestyle

    Living in Wichita means being part of a dynamic and welcoming community. Whether you’re enjoying the city’s cultural events, exploring its parks, or taking part in local traditions, our lenders create mortgage solutions that align seamlessly with your vision of life in Wichita.

    2024 KANSAS CONFORMING LOAN LIMITS BY COUNTY

    County One-Unit Limit Two-Unit Limit Three-Unit Limit Four-Unit Limit
    ALLEN COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    ANDERSON COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    ATCHISON COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    BARBER COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    BARTON COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    BOURBON COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    BROWN COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    BUTLER COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    CHASE COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    CHAUTAUQUA COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    CHEROKEE COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    CHEYENNE COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    CLARK COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    CLAY COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    CLOUD COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    COFFEY COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    COMANCHE COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    COWLEY COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    CRAWFORD COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    DECATUR COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    DICKINSON COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    DONIPHAN COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    DOUGLAS COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    EDWARDS COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    ELK COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    ELLIS COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    ELLSWORTH COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    FINNEY COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    FORD COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    FRANKLIN COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    GEARY COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    GOVE COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    GRAHAM COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    GRANT COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    GRAY COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    GREELEY COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    GREENWOOD COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    HAMILTON COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    HARPER COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    HARVEY COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    HASKELL COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    HODGEMAN COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    JACKSON COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    JEFFERSON COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    JEWELL COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    JOHNSON COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    KEARNY COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    KINGMAN COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    KIOWA COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    LABETTE COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    LANE COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    LEAVENWORTH COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    LINCOLN COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    LINN COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    LOGAN COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    LYON COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    MCPHERSON COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    MARION COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    MARSHALL COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    MEADE COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    MIAMI COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    MITCHELL COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    MONTGOMERY COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    MORRIS COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    MORTON COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    NEMAHA COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    NEOSHO COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    NESS COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    NORTON COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    OSAGE COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    OSBORNE COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    OTTAWA COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    PAWNEE COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    PHILLIPS COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    POTTAWATOMIE COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    PRATT COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    RAWLINS COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    RENO COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    REPUBLIC COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    RICE COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    RILEY COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    ROOKS COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    RUSH COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    RUSSELL COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    SALINE COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    SCOTT COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    SEDGWICK COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    SEWARD COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    SHAWNEE COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    SHERIDAN COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    SHERMAN COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    SMITH COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    STAFFORD COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    STANTON COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    STEVENS COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    SUMNER COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    THOMAS COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    TREGO COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    WABAUNSEE COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    WALLACE COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    WASHINGTON COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    WICHITA COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    WILSON COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    WOODSON COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    WYANDOTTE COUNTY $766,550 $981,500 $1,186,350 $1,474,400

    GET YOUR QUOTE TODAY!






      SERVING BUT NOT LIMITED TO THE FOLLOWING COMMUNITIES IN AND AROUND WICHITA

      Neighborhoods

      Rockhurst, Westlink, Lambsdale, Village, Courtland, Sleepy Hollow, Brookhollow, Macdonald, Longview, Crown Heights, E 21st St N / N Webb Rd, E 13th St N / N Webb Rd, N Webb Rd / E29th St N, Lakeside Acres, W 29th St N / N Maize Rd, Furley / Greenwich, Brookhaven / Park East, E 13th St N / N 143rd St E, N Webb Rd / E 39th St N & Route 54 / S 157th St W.

      Zip Codes

      67052, 67101, 67106, 67201, 67202, 67204, 67205, 67207, 67210, 67212, 67213, 67215, 67217, 67219, 67220, 67228, 67230 & 67235

      Counties

      Sedgwick County, Sumner County, Harper County, Kingman County, Reno County, Rice County, McPherson County, Harvey County, Marion County, Butler County, Cowley County, Barber County, Elk County, Greenwood County & Pratt County.