West Virginia, affectionately known as the Mountain State, offers a living experience deeply rooted in natural beauty, historical significance, and a tight-knit community spirit. From the majestic Allegheny Mountains to the serene banks of the Ohio River, West Virginia’s landscapes provide a stunning backdrop for a variety of lifestyles. The state is celebrated for its outdoor recreational opportunities, including hiking, whitewater rafting, and skiing, as well as its rich cultural heritage in music, crafts, and folklore. Cities like Charleston and Morgantown offer vibrant cultural scenes, while smaller towns and rural areas boast a quieter, community-focused way of life.
Ready to call West Virginia your home? Our Jumbo Verified™ lender network is here to offer competitive rates and personalized mortgage plans tailored for West Virginia’s unique real estate market. Whether you’re attracted to a cozy mountain cabin, a historic home in a charming town, or a modern residence with scenic views, we’re here to support your homeownership journey in West Virginia.
Tailored Mortgage Solutions for West Virginia’s Diverse Real Estate Landscape
West Virginia’s real estate market reflects the state’s rich diversity, offering a range of properties from rustic retreats to contemporary homes. Our lending experts are prepared to offer mortgage strategies that cater to your specific home-buying goals in West Virginia.
- A comprehensive selection of mortgage types for West Virginia properties: ARMs, FHA, VA, Interest-Only, Jumbo, and conforming loans.
- Financing solutions designed to match West Virginia’s varied property landscape, offering you a chance to find a home that suits your preferences.
- Customized mortgage plans that complement your lifestyle in West Virginia, accommodating both the desire for adventure and the need for tranquility.
- Insightful knowledge of West Virginia’s housing market, with access to specialized financing options like Land, Construction, and Bridge loans.
- Competitive rates to support your home purchase or refinancing in West Virginia, facilitating your path to homeownership in the Mountain State.
Embrace the Vibrant Lifestyle of West Virginia
West Virginia is not just a place to live; it’s a lifestyle enriched by opportunities for adventure, cultural exploration, and community involvement. From the annual Bridge Day celebration on the New River Gorge Bridge to the quiet beauty of the Monongahela National Forest, West Virginia invites you to a life full of discovery and connection.
2024 WEST VIRGINIA CONFORMING LOAN LIMITS BY COUNTY
| County | One-Unit Limit | Two-Unit Limit | Three-Unit Limit | Four-Unit Limit |
| BARBOUR COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| BERKELEY COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| BOONE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| BRAXTON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| BROOKE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CABELL COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CALHOUN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CLAY COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| DODDRIDGE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| FAYETTE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| GILMER COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| GRANT COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| GREENBRIER COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| HAMPSHIRE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| HANCOCK COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| HARDY COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| HARRISON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| JACKSON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| JEFFERSON COUNTY | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
| KANAWHA COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| LEWIS COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| LINCOLN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| LOGAN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MCDOWELL COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MARION COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MARSHALL COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MASON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MERCER COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MINERAL COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MINGO COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MONONGALIA COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MONROE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MORGAN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| NICHOLAS COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| OHIO COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| PENDLETON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| PLEASANTS COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| POCAHONTAS COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| PRESTON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| PUTNAM COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| RALEIGH COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| RANDOLPH COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| RITCHIE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| ROANE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SUMMERS COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| TAYLOR COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| TUCKER COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| TYLER COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| UPSHUR COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| WAYNE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| WEBSTER COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| WETZEL COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| WIRT COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| WOOD COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| WYOMING COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
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SERVING BUT NOT LIMITED TO THE FOLLOWING COMMUNITIES IN WEST VIRGINIA
Neighborhoods
Charlestown, Bridgeport, Morgantown, Martinsburg, Charleston, South Charleston, Beckley, Vienna, Buckhannon, Dunbar, Shannondale, Inwood, Cheat Lake, Brookhaven & Romney.
Zip Codes
25314, 25832, 25304, 26330, 26508, 25443, 25843, 25560, 25213, 25403, 25414, 25526, 26105, 25425 & 25422
Counties
Jefferson County, Putnam County, Berkeley County, Kanawha County, Hancock County, Monongalia County, Wood County, Brooke County, Cabell County, Harrison County, Marion County, Marshall County, Morgan County & Nicholas County.