Sun Valley, Idaho, nestled in the heart of the Sawtooth National Recreation Area, boasts not only world-class skiing but also a unique real estate market. From luxurious mountain lodges to cozy alpine cottages, Local Jumbo is your partner in finding a mortgage solution that complements your Sun Valley escape.
Dreaming of a mountain retreat in Sun Valley? Connect with Local Jumbo’s network of Jumbo Verified™ lenders for competitive rates and a mortgage plan tailored to your aspirations in this premier mountain resort.
Crafting Mortgage Solutions for Sun Valley’s Distinctive Homes
Sun Valley’s real estate market is a blend of alpine elegance and rustic charm. Whether you’re drawn to mountain chalets or the tranquility of the alpine meadows, our lenders offer mortgage solutions that match the unique character of Sun Valley’s homes.
- Explore a variety of mortgage types for Sun Valley’s distinctive properties: Jumbo, Conforming, ARMs, FHA, VA, Interest-Only, Land, Construction, Bridge Loans, Cross-Collateralization, and Foreign National Loans.
- Innovative financing for a range of homes, from mountain estates to alpine retreats.
- Mortgage plans tailored to Sun Valley’s diverse neighborhoods, from the heart of the resort to the serene mountain settings.
- Lending expertise designed to navigate Sun Valley’s unique real estate market.
- Competitive rates for both home purchase and refinancing in Idaho’s premier mountain resort.
Aligning Your Mortgage with Sun Valley’s Lifestyle
In Sun Valley, where the mountain lifestyle meets a vibrant community, your mortgage should complement your vision of mountain living. Whether it’s a ski-in/ski-out chalet or a serene cabin in the woods, our lenders craft mortgage solutions that resonate with your Sun Valley lifestyle.
2024 IDAHO CONFORMING LOAN LIMITS BY COUNTY
| County | One-Unit Limit | Two-Unit Limit | Three-Unit Limit | Four-Unit Limit |
| ADA COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| ADAMS COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| BANNOCK COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| BEAR LAKE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| BENEWAH COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| BINGHAM COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| BLAINE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| BOISE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| BONNER COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| BONNEVILLE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| BOUNDARY COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| BUTTE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CAMAS COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CANYON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CARIBOU COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CASSIA COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CLARK COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CLEARWATER COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CUSTER COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| ELMORE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| FRANKLIN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| FREMONT COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| GEM COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| GOODING COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| IDAHO COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| JEFFERSON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| JEROME COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| KOOTENAI COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| LATAH COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| LEMHI COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| LEWIS COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| LINCOLN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MADISON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MINIDOKA COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| NEZ PERCE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| ONEIDA COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| OWYHEE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| PAYETTE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| POWER COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SHOSHONE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| TETON COUNTY | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
| TWIN FALLS COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| VALLEY COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| WASHINGTON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
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SERVING BUT NOT LIMITED TO THE FOLLOWING COMMUNITIES IN AND AROUND SUN VALLEY
Neighborhoods
Hailey, Eagle, Ammon, Star, Preston, Meridian, Chubbuck, Lewiston, Hayden, Kuna, Sandpoint, Moscow, Coeur D’Alene, Post Falls, Ketchum, Bellevue, Hailey, Carey & Garden City.
Zip Codes
83340, 83616, 83712, 83702, 83716, 83333, 83404, 83872, 83669, 83714, 83449, 83833, 83706, 83210 & 83642
Counties
Blaine County, Minidoka County, Cassia County, Twin Falls County, Jerome County, Gooding County, Camas County, Elmore County, Boise County, Valley County, Custer County, Butte County, Bingham County, Bannock County & Power County.