Sagaponack, nestled within the prestigious Hamptons on Long Island’s South Fork, epitomizes luxury and tranquility. This small, affluent hamlet is celebrated for its stunning oceanfront estates, sprawling vineyards, and picturesque rural beauty. Sagaponack offers a retreat from the hustle and bustle, where the serene landscapes and the Atlantic’s soothing sounds create a peaceful haven for its residents. The hamlet’s proximity to cultural hubs like Southampton and East Hampton ensures that while you enjoy the tranquility, you’re never far from vibrant social scenes, art galleries, and gourmet dining.
Dreaming of a home in Sagaponack? Our Jumbo Verified™ lender network is prepared to offer you competitive rates and mortgage plans tailored to the unique aspects of Sagaponack’s real estate market. Whether you’re in search of a beachfront sanctuary, a private vineyard estate, or a modern home with panoramic views, let us guide you through your homeownership journey in one of New York’s most exclusive hamlets.
Tailored Mortgage Solutions for Sagaponack’s Prestigious Real Estate
The real estate market in Sagaponack, known for its high-end properties and luxurious lifestyle, demands mortgage solutions that understand the nuances of luxury homeownership. Our lenders specialize in providing strategies that cater to the sophisticated needs of potential homeowners in Sagaponack, facilitating a seamless transition into your new home.
- A variety of mortgage types for Sagaponack properties: ARMs, FHA, VA, Interest-Only, Jumbo, and conforming loans.
- Financing solutions that accommodate Sagaponack’s diverse luxury properties, from oceanfront estates to secluded vineyard homes.
- Customized mortgage plans that reflect Sagaponack’s unique lifestyle, offering both privacy and access to the Hamptons’ vibrant culture.
- Expertise in Sagaponack’s housing market, with specialized financing options like Land, Construction, and Bridge loans.
- Competitive rates to support your home purchase or refinancing in Sagaponack, enhancing the journey to luxury homeownership.
Experience Sagaponack’s Exclusive Lifestyle
Living in Sagaponack offers an unparalleled lifestyle, characterized by its luxurious amenities, cultural richness, and natural beauty. We’re committed to helping you find a mortgage solution that supports your life in this elite community. Whether indulging in the arts, enjoying outdoor activities, or exploring the culinary delights of the Hamptons, your home in Sagaponack will be a sanctuary of elegance and comfort.
2024 NEW YORK CONFORMING LOAN LIMITS BY COUNTY
| County | One-Unit Limit | Two-Unit Limit | Three-Unit Limit | Four-Unit Limit |
| ALBANY COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| ALLEGANY COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| BRONX COUNTY | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
| BROOME COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CATTARAUGUS COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CAYUGA COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CHAUTAUQUA COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CHEMUNG COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CHENANGO COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CLINTON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| COLUMBIA COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CORTLAND COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| DELAWARE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| DUTCHESS COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| ERIE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| ESSEX COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| FRANKLIN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| FULTON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| GENESEE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| GREENE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| HAMILTON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| HERKIMER COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| JEFFERSON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| KINGS COUNTY | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
| LEWIS COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| LIVINGSTON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MADISON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MONROE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MONTGOMERY COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| NASSAU COUNTY | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
| NEW YORK COUNTY | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
| NIAGARA COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| ONEIDA COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| ONONDAGA COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| ONTARIO COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| ORANGE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| ORLEANS COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| OSWEGO COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| OTSEGO COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| PUTNAM COUNTY | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
| QUEENS COUNTY | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
| RENSSELAER COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| RICHMOND COUNTY | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
| ROCKLAND COUNTY | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
| ST. LAWRENCE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SARATOGA COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SCHENECTADY COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SCHOHARIE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SCHUYLER COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SENECA COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| STEUBEN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SUFFOLK COUNTY | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
| SULLIVAN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| TIOGA COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| TOMPKINS COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| ULSTER COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| WARREN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| WASHINGTON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| WAYNE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| WESTCHESTER COUNTY | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
| WYOMING COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| YATES COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
GET YOUR QUOTE TODAY!
SERVING BUT NOT LIMITED TO THE FOLLOWING COMMUNITIES IN AND AROUND SAGAPONACK
Neighborhoods
Parsonage Ln, Stony Brook, Cold Spring Harbor, Dix Hills, Lloyd Harbor, Port Jefferson, Huntington Bay, Village of the Branch, Commack, Greenlawn, Halesite, Wheatley Heights, Northport, Brightwaters, Nissequogue & West Hills.
Zip Codes
11962, 11963, 11967, 11968, 11971, 11980, 11725, 11727, 11729, 11731, 11733, 11738, 14741, 11757, 11772, 11779 & 11901
Counties
Suffolk County, Nassau County, Queens County, Kings County, Richmond County, New York County, Bronx County, Westchester County, Rockland County, Orange County, Putnam County, Dutchess County, Ulster County, Sullivan County & Columbia County.