Queens, the largest borough in New York City by area, is a mosaic of diverse cultures, bustling neighborhoods, and expansive green spaces. Known for its incredible ethnic diversity, Queens offers a global culinary scene, numerous cultural institutions, and a variety of living experiences. From the serene waterfront parks of Astoria to the suburban feel of Bayside and the vibrant streets of Flushing, Queens provides a unique blend of urban living and community warmth. Whether you’re drawn to the borough for its rich cultural tapestry, its proximity to Manhattan, or the relatively spacious and affordable living options, Queens has something for everyone.
Considering making Queens your home? Our Jumbo Verified™ lender network is ready to assist you with competitive rates and mortgage plans designed for Queens’ unique real estate market. Whether you’re looking for a cozy apartment near vibrant commercial districts or a family home close to one of the borough’s many parks, let us guide you through your homeownership journey in Queens.
Tailored Mortgage Solutions for Queens’ Diverse Real Estate
Queens’ real estate market reflects the borough’s diversity, offering a range of properties from high-rise apartments to single-family homes. Our lenders are experts in navigating this market, providing mortgage strategies that cater to the varied needs of potential homeowners in Queens.
- A variety of mortgage types for Queens properties: ARMs, FHA, VA, Interest-Only, Jumbo, and conforming loans.
- Financing solutions that accommodate the diverse range of property types found in Queens, supporting a broad spectrum of housing preferences.
- Customized mortgage plans that reflect the unique lifestyle choices Queens offers, from bustling urban areas to quieter, residential neighborhoods.
- Expertise in Queens’ housing market, with specialized financing options like Land, Construction, and Bridge loans.
- Competitive rates to support your home purchase or refinancing in Queens, enhancing the path to homeownership in this vibrant borough.
Experience Queens’ Vibrant Lifestyle
Living in Queens offers an unparalleled lifestyle, characterized by its cultural richness, community engagement, and accessibility to both urban amenities and natural beauty. We’re committed to helping you find a mortgage solution that supports your life in this dynamic borough. Whether enjoying the diverse culinary scene, participating in cultural festivals, or exploring the area’s parks and museums, your home in Queens will be a place of comfort and connection.
2024 NEW YORK CONFORMING LOAN LIMITS BY COUNTY
County | One-Unit Limit | Two-Unit Limit | Three-Unit Limit | Four-Unit Limit |
ALBANY COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
ALLEGANY COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
BRONX COUNTY | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
BROOME COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
CATTARAUGUS COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
CAYUGA COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
CHAUTAUQUA COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
CHEMUNG COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
CHENANGO COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
CLINTON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
COLUMBIA COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
CORTLAND COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
DELAWARE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
DUTCHESS COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
ERIE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
ESSEX COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
FRANKLIN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
FULTON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
GENESEE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
GREENE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
HAMILTON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
HERKIMER COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
JEFFERSON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
KINGS COUNTY | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
LEWIS COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
LIVINGSTON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
MADISON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
MONROE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
MONTGOMERY COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
NASSAU COUNTY | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
NEW YORK COUNTY | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
NIAGARA COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
ONEIDA COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
ONONDAGA COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
ONTARIO COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
ORANGE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
ORLEANS COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
OSWEGO COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
OTSEGO COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
PUTNAM COUNTY | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
QUEENS COUNTY | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
RENSSELAER COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
RICHMOND COUNTY | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
ROCKLAND COUNTY | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
ST. LAWRENCE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
SARATOGA COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
SCHENECTADY COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
SCHOHARIE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
SCHUYLER COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
SENECA COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
STEUBEN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
SUFFOLK COUNTY | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
SULLIVAN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
TIOGA COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
TOMPKINS COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
ULSTER COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
WARREN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
WASHINGTON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
WAYNE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
WESTCHESTER COUNTY | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
WYOMING COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
YATES COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
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SERVING BUT NOT LIMITED TO THE FOLLOWING COMMUNITIES IN AND AROUND QUEENS
Neighborhoods
Astoria, Jamaica Estates, Long Island City, Sunnyside, Forest Hills, Kew Gardens, Bayside, Bellerose, The Rockaways, Glendale, Flushing, Woodhaven, Briarwood, Richmond Hill, Rego Park, Lindenwood, Forest Park, Flushing Meadows Corona Park, Ridgewood, Maspeth, St. Albans, Clearview & Belle Harbor.
Zip Codes
11101, 11103, 11105, 11106, 11354, 11355, 11357, 11358, 11361, 11364, 11365, 11367, 11368, 11369, 11373, 11375, 11385, 11419 & 11432
Counties
Bronx County, Richmond County, Kings County, Queens County, Nassau County, Suffolk County, Rockland County, Westchester County, Putnam County, Orange County, Sullivan County, Ulster County, Dutchess County, Columbia County, Greene County, Delaware County & Albany County.