Providence, Rhode Island, stands as a beacon of creativity, history, and cultural diversity. This city, where the echoes of the American Revolution meet a dynamic arts scene, offers a unique urban living experience. From the historic East Side to the revitalized downtown area, Providence is a city that prides itself on its community spirit, educational institutions, and an unwavering commitment to the arts. The city’s appeal is enriched by its proximity to distinguished areas such as College Hill, Wayland Square, Elmhurst, and Federal Hill, providing a spectrum of lifestyle choices within Providence’s lively expanse.
Considering Providence for your next home? Our Jumbo Verified™ lender network is here to offer competitive rates and mortgage plans specifically crafted for Providence’s real estate market. Whether you’re drawn to a colonial-style home, a modern downtown apartment, or a residence in a leafy suburb, we’re dedicated to supporting your homeownership journey in Providence.
Personalized Mortgage Solutions for Providence’s Varied Real Estate Landscape
Providence’s real estate market is as varied as its cultural landscape, featuring a mix of historic homes, contemporary condos, and everything in between. Our lending experts are prepared to provide mortgage strategies that resonate with your personal goals for a home in Providence.
- A broad selection of mortgage types for Providence properties: ARMs, FHA, VA, Interest-Only, Jumbo, and conforming loans.
- Financing solutions designed to embrace Providence’s diverse property offerings, helping you find a home that aligns with your vision.
- Customized mortgage plans that complement your lifestyle in Providence, whether you’re seeking the vibrancy of city life or the tranquility of suburban living.
- Expert insights into Providence’s housing market, with specialized financing options like Land, Construction, and Bridge loans.
- Competitive rates to make purchasing or refinancing your Providence home more accessible, supporting your path to homeownership.
Discover the Vibrant Lifestyle of Providence
Providence is not just a place to live; it’s a community rich in opportunities for cultural engagement, historical exploration, and social connection. From the artistic vibrancy of the RISD Museum to the culinary delights of Federal Hill, Providence invites you to live a life filled with creativity and community.
2024 RHODE ISLAND CONFORMING LOAN LIMITS BY COUNTY
| County | One-Unit Limit | Two-Unit Limit | Three-Unit Limit | Four-Unit Limit |
| BRISTOL COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| KENT COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| NEWPORT COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| PROVIDENCE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| WASHINGTON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
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SERVING BUT NOT LIMITED TO THE FOLLOWING COMMUNITIES IN AND AROUND PROVIDENCE
Neighborhoods
Blackstone, Fox Point, Hope, Wayland, College Hill, Mount Hope, Downtown, Reservoir, Elmhurst, Smith Hill, Mount Pleasant, Valley, South Elmwood, Washington Park, Federal Hill, Manton & Charles.
Zip Codes
02860, 02901, 02902, 02903, 02904, 02905, 02906, 02907, 02908, 02909, 02910, 02911, 02912, 02914, 02918, 02940
Counties
Providence County, Kent County, Washington County, Bristol County & Newport County.