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Princeton Purchase and Refinance Mortgage Rates - Jumbo and Conforming

Princeton: Where History Meets Innovation

The iconic Nassau Hall at Princeton University, symbolizing the town’s academic prestige.

Princeton, renowned for its prestigious university and rich historical heritage, offers a unique living experience that blends academic excellence with a vibrant community spirit. This historic town is not only a hub for intellectual pursuits but also a place of scenic beauty, with its lush parks, charming downtown area, and architecturally significant homes. Residents enjoy a high quality of life with access to top-rated schools, diverse cultural events, and a strong sense of community. Whether you’re drawn to the town’s academic atmosphere, its historical significance, or the serene residential settings, Princeton provides a distinctive backdrop for homeownership. Local Jumbo is here to guide you through Princeton’s real estate market with mortgage solutions designed for the town’s unique lifestyle.

Ready to explore homeownership in Princeton? From elegant homes in tree-lined neighborhoods to modern apartments close to the university, our network of Jumbo Verified™ lenders is prepared to offer competitive rates and personalized mortgage plans. Start your homeownership journey in Princeton today.




    Tailored Mortgage Solutions for Princeton’s Diverse Real Estate

    Reflecting Princeton’s unique appeal, the town’s housing market offers a variety of properties. Our lenders specialize in mortgage strategies that accommodate the diversity of homes found in Princeton, helping you to find the ideal residence to match your lifestyle and financial goals.

    • A comprehensive selection of mortgage types for Princeton properties: ARMs, FHA, VA, Interest-Only, Jumbo, and conforming loans.
    • Financing solutions for all types of properties, supporting diverse housing needs and preferences in Princeton.
    • Personalized mortgage plans that resonate with Princeton’s unique character, catering to those seeking both the town’s academic and cultural vibrancy.
    • Expertise in Princeton’s housing market, with specialized financing options like Land, Construction, and Bridge loans.
    • Competitive rates to support your home purchase or refinancing in Princeton, facilitating a seamless transition to homeownership.

    Embrace Princeton’s Unique Lifestyle with the Right Mortgage

    Princeton’s lifestyle, marked by its academic environment, historical sites, and community-focused living, offers a compelling choice for residents. We’re committed to finding a mortgage solution that not only meets your financial needs but also supports your life in this distinguished New Jersey town. Whether you’re engaging with the university’s vibrant academic community, participating in cultural events, or enjoying the tranquility of your neighborhood, your home in Princeton will be a haven of comfort and inspiration.

    2024 NEW JERSEY CONFORMING LOAN LIMITS BY COUNTY

    County One-Unit Limit Two-Unit Limit Three-Unit Limit Four-Unit Limit
    ATLANTIC COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    BERGEN COUNTY $1,149,825 $1,472,250 $1,779,525 $2,211,600
    BURLINGTON COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    CAMDEN COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    CAPE MAY COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    CUMBERLAND COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    ESSEX COUNTY $1,149,825 $1,472,250 $1,779,525 $2,211,600
    GLOUCESTER COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    HUDSON COUNTY $1,149,825 $1,472,250 $1,779,525 $2,211,600
    HUNTERDON COUNTY $1,149,825 $1,472,250 $1,779,525 $2,211,600
    MERCER COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    MIDDLESEX COUNTY $1,149,825 $1,472,250 $1,779,525 $2,211,600
    MONMOUTH COUNTY $1,149,825 $1,472,250 $1,779,525 $2,211,600
    MORRIS COUNTY $1,149,825 $1,472,250 $1,779,525 $2,211,600
    OCEAN COUNTY $1,149,825 $1,472,250 $1,779,525 $2,211,600
    PASSAIC COUNTY $1,149,825 $1,472,250 $1,779,525 $2,211,600
    SALEM COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    SOMERSET COUNTY $1,149,825 $1,472,250 $1,779,525 $2,211,600
    SUSSEX COUNTY $1,149,825 $1,472,250 $1,779,525 $2,211,600
    UNION COUNTY $1,149,825 $1,472,250 $1,779,525 $2,211,600
    WARREN COUNTY $766,550 $981,500 $1,186,350 $1,474,400

    GET YOUR QUOTE TODAY!






      SERVING BUT NOT LIMITED TO THE FOLLOWING COMMUNITIES IN AND AROUND PRINCETON

      Neighborhoods

      Elm Rd / Stockton St, Cedar Grove, Coxs Corner, Borough Center / Princeton U, North Princeton, Hamilton Ave / N Harrison St, Blawenburg, Penns Neck, Heathcote.

      Zip Codes

      08540, 08541, 08542, 08543, 08544, 08520, 08610, 08611, 08618, 08619, 08620, 08638 & 08648

      Counties

      Mercer County, Burlington County, Camden County, Gloucester County, Atlantic County, Ocean County, Monmouth County, Middlesex County, Somerset County, Hunterdon County, Warren County, Morris County, Essex County, Union County & Hudson County.