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Potomac Purchase and Refinance Mortgage Rates - Jumbo and Conforming

Luxury Living in Potomac, Maryland with Local Jumbo

A stunning riverside mansion in Potomac, exemplifying the area’s luxury real estate.

Potomac, an affluent enclave in Montgomery County, is synonymous with luxury living and picturesque landscapes. From grand estates along the Potomac River to upscale suburban neighborhoods, Local Jumbo is your trusted partner in finding a mortgage solution that aligns with Potomac’s sophisticated lifestyle.

Dreaming of a Potomac address or looking to refinance in this prestigious community? Connect with Local Jumbo’s network of Jumbo Verified™ lenders for competitive rates and a tailored mortgage plan in Montgomery County!




    Crafting Mortgage Solutions for Potomac’s Exclusive Homes

    Potomac is home to exclusive properties, each with its unique charm. Whether you desire the elegance of a riverside mansion or the privacy of a gated community, our lenders offer mortgage strategies designed for Potomac’s distinctive real estate.

    • Explore a variety of mortgage types for Potomac’s exclusive properties: ARMs, FHA, VA, Interest-Only, Jumbo, and conforming loans.
    • Innovative financing for upscale homes, from sprawling riverfront estates to luxurious suburban residences.
    • Mortgage plans tailored to Potomac’s diverse neighborhoods, from the prestigious Avenel to the serene Falconhurst.
    • Lending expertise customized for Potomac’s upscale real estate market, including Land, Construction, Bridge, Cross-Collateralization, and Foreign National loans.
    • Competitive rates for purchasing or refinancing, designed to meet the unique needs of Potomac’s luxury homeowners.

    Elevate Your Lifestyle with a Potomac Mortgage

    Living in Potomac is about more than just a home; it’s a lifestyle choice. Whether you’re drawn to its prestigious golf courses or its top-rated schools, our lenders craft mortgage solutions that elevate your lifestyle in this upscale community.

    2024 MARYLAND CONFORMING LOAN LIMITS BY COUNTY

    County One-Unit Limit Two-Unit Limit Three-Unit Limit Four-Unit Limit
    ALLEGANY COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    ANNE ARUNDEL COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    BALTIMORE COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    CALVERT COUNTY $1,149,825 $1,472,250 $1,779,525 $2,211,600
    CAROLINE COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    CARROLL COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    CECIL COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    CHARLES COUNTY $1,149,825 $1,472,250 $1,779,525 $2,211,600
    DORCHESTER COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    FREDERICK COUNTY $1,149,825 $1,472,250 $1,779,525 $2,211,600
    GARRETT COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    HARFORD COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    HOWARD COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    KENT COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    MONTGOMERY COUNTY $1,149,825 $1,472,250 $1,779,525 $2,211,600
    PRINCE GEORGE'S COUNTY $1,149,825 $1,472,250 $1,779,525 $2,211,600
    QUEEN ANNE'S COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    ST. MARY'S COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    SOMERSET COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    TALBOT COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    WASHINGTON COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    WICOMICO COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    WORCESTER COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    BALTIMORE CITY $766,550 $981,500 $1,186,350 $1,474,400

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      SERVING BUT NOT LIMITED TO THE FOLLOWING COMMUNITIES IN AND AROUND POTOMAC

      Neighborhoods

      Great Falls / Potomac Falls, Carderock Springs / Congressional Manor, Town Center, Travilah / North Potomac, Glen / Hollinridge, Scotland / Fox Hills, Glen Hills, Democracy Blvd / Seven Locks Road, Beverly Farms / Montgomery Square, Burning Tree Estates, Willerburn Acres, Wildwood Hills, Williamsburg Estates & Ashleigh.

      Zip Codes

      20817, 20827, 20854, 20859, 20814, 20813, 20815, 20816, 20824, 20825, 20852, 20878, 20847, 20848, 20849, 20850, 20851, 20853, 20854 & 20855

      Counties

      Montgomery County, Prince George’s County, Charles County, Saint Mary’s County, Calvert County, Anne Arundel County, Howard County, Baltimore City County, Baltimore County, Harford County, Cecil County, Carroll County, Frederick County, Washington County & Allegany County.