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Oregon Purchase and Refinance Mortgage Rates - Jumbo and Conforming

Oregon: A Tapestry of Natural Wonders and Urban Innovation

The stunning Oregon coastline, showcasing the state’s natural beauty.

Oregon, the Beaver State, is a land of contrasts and natural beauty, from the rugged Pacific coastline to the serene landscapes of the High Desert and the lush forests of the Willamette Valley. This state is celebrated for its commitment to sustainability, vibrant arts scene, and thriving economy, making it a sought-after destination for homeowners. Oregon’s diverse cities and towns, including the bustling metropolis of Portland, the innovative hub of Eugene, and the scenic beauty of Bend, offer residents a unique blend of urban and rural living. The state’s appeal is further enhanced by its proximity to affluent areas such as Lake Oswego, West Linn, Ashland, and Bend, providing a variety of lifestyle choices amidst Oregon’s natural splendor.

Dreaming of making Oregon your home? Our Jumbo Verified™ lender network is ready to assist you with competitive rates and mortgage plans designed for Oregon’s unique real estate market. Whether you’re drawn to a coastal retreat, a mountain getaway, or a vibrant urban loft, we’re here to guide you through your homeownership journey in Oregon.




    Tailored Mortgage Solutions for Oregon’s Diverse Real Estate Landscape

    Oregon’s real estate market reflects the state’s vast diversity, offering a range of properties from cozy mountain cabins to sleek city residences. Our lending experts are equipped to provide mortgage strategies that align with your aspirations for life in Oregon.

    • Explore a variety of mortgage types for Oregon properties: ARMs, FHA, VA, Interest-Only, Jumbo, and conforming loans.
    • Benefit from financing solutions that embrace Oregon’s eclectic mix of properties, helping you find your ideal home.
    • Receive personalized mortgage plans that cater to your lifestyle in Oregon, whether you’re seeking adventure in the great outdoors or the cultural vibrancy of city life.
    • Leverage our expertise in Oregon’s housing market, with access to specialized financing options like Land, Construction, and Bridge loans.
    • Enjoy competitive rates to support your home purchase or refinancing in Oregon, making homeownership more accessible in the Beaver State.

    Embrace the Oregon Lifestyle

    Oregon offers more than a place to live; it offers a lifestyle rich with opportunity, natural beauty, and community. From the wine country of the Willamette Valley to the tech corridors of Silicon Forest, Oregon is a state that invites exploration and innovation.

    2024 OREGON CONFORMING LOAN LIMITS BY COUNTY

    County One-Unit Limit Two-Unit Limit Three-Unit Limit Four-Unit Limit
    BAKER COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    BENTON COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    CLACKAMAS COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    CLATSOP COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    COLUMBIA COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    COOS COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    CROOK COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    CURRY COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    DESCHUTES COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    DOUGLAS COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    GILLIAM COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    GRANT COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    HARNEY COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    HOOD RIVER COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    JACKSON COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    JEFFERSON COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    JOSEPHINE COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    KLAMATH COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    LAKE COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    LANE COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    LINCOLN COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    LINN COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    MALHEUR COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    MARION COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    MORROW COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    MULTNOMAH COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    POLK COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    SHERMAN COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    TILLAMOOK COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    UMATILLA COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    UNION COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    WALLOWA COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    WASCO COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    WASHINGTON COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    WHEELER COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    YAMHILL COUNTY $766,550 $981,500 $1,186,350 $1,474,400

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      SERVING BUT NOT LIMITED TO THE FOLLOWING COMMUNITIES IN OREGON

      Neighborhoods

      Lake Oswego, Happy Valley, West Linn, Ashland, Wilsonville, Damascus, Sherwood, Tualatin, Tigard, Beaverton, Oceanside, Raleigh Hills, Rivergrove, West Haven – Sylvan & Butteville.

      Zip Codes

      97204, 97034, 97221, 97201, 97229, 97210, 97231, 97239, 97038, 97035, 97209, 97225, 97212, 97205 & 97219

      Counties

      Clackamas County, Washington County, Multnomah County, Deschutes County, Benton County, Gilliam County, Clatsop County, Columbia County, Jackson County, Lincoln County, Polk County, Yamhill County, Hood River County, Lane County & Curry County.