The North Shore, a collection of affluent communities along the shores of Lake Michigan, is the epitome of upscale living in Chicagoland. Known for its beautiful lakefront homes, prestigious country clubs, and cultural richness, this region offers a unique lifestyle. Local Jumbo is your trusted partner in finding a mortgage solution that aligns with the North Shore’s sophistication.
The North Shore encompasses several affluent areas, including the picturesque towns of Lake Forest and Glencoe. These communities are renowned for their stately estates, historic architecture, and access to Lake Michigan’s shoreline. Additionally, Highland Park and Winnetka offer a blend of elegance and charm, making them sought-after destinations for homeowners.
Ready to make the North Shore your home or considering refinancing in this prestigious region? Connect with Local Jumbo’s network of Jumbo Verified™ lenders for competitive rates and a tailored mortgage plan that fits your aspirations in Chicagoland.
Crafting Mortgage Solutions for North Shore’s Distinct Homes
The North Shore’s real estate landscape is as diverse as its communities. From historic estates in Lake Forest to modern luxury homes in Winnetka, there’s a wide range of architectural styles. Local Jumbo’s lenders specialize in crafting mortgage solutions designed to complement the unique housing market of the North Shore.
- Explore a variety of mortgage types for North Shore’s diverse properties: Jumbo, Conforming, ARMs, FHA, VA, Interest-Only, Land, Construction, Bridge Loans, Cross-Collateralization, and Foreign National Loans.
- Innovative financing for homes spanning from historic mansions to contemporary residences.
- Mortgage plans tailored to North Shore’s distinct neighborhoods, from lakefront properties to serene suburbs.
- Lending expertise to navigate the competitive real estate market of the North Shore.
- Competitive rates for both home purchase and refinancing in this prestigious Chicagoland region.
Aligning Your Mortgage with North Shore’s Prestige
The North Shore’s prestige is reflected in its cultural amenities, beautiful parks, and elegant lifestyles. Whether you’re attending cultural events at Ravinia, enjoying the beauty of the Chicago Botanic Garden, or relishing lakefront living, our lenders craft mortgage solutions that seamlessly align with your vision of life in the North Shore.
2024 ILLINOIS CONFORMING LOAN LIMITS BY COUNTY
| County | One-Unit Limit | Two-Unit Limit | Three-Unit Limit | Four-Unit Limit |
| ADAMS COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| ALEXANDER COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| BOND COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| BOONE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| BROWN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| BUREAU COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CALHOUN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CARROLL COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CASS COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CHAMPAIGN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CHRISTIAN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CLARK COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CLAY COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CLINTON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| COLES COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| COOK COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CRAWFORD COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CUMBERLAND COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| DEKALB COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| DE WITT COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| DOUGLAS COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| DUPAGE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| EDGAR COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| EDWARDS COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| EFFINGHAM COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| FAYETTE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| FORD COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| FRANKLIN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| FULTON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| GALLATIN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| GREENE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| GRUNDY COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| HAMILTON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| HANCOCK COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| HARDIN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| HENDERSON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| HENRY COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| IROQUOIS COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| JACKSON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| JASPER COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| JEFFERSON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| JERSEY COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| JO DAVIESS COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| JOHNSON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| KANE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| KANKAKEE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| KENDALL COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| KNOX COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| LAKE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| LASALLE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| LAWRENCE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| LEE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| LIVINGSTON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| LOGAN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MCDONOUGH COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MCHENRY COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MCLEAN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MACON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MACOUPIN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MADISON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MARION COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MARSHALL COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MASON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MASSAC COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MENARD COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MERCER COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MONROE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MONTGOMERY COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MORGAN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MOULTRIE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| OGLE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| PEORIA COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| PERRY COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| PIATT COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| PIKE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| POPE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| PULASKI COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| PUTNAM COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| RANDOLPH COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| RICHLAND COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| ROCK ISLAND COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| ST. CLAIR COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SALINE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SANGAMON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SCHUYLER COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SCOTT COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SHELBY COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| STARK COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| STEPHENSON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| TAZEWELL COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| UNION COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| VERMILION COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| WABASH COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| WARREN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| WASHINGTON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| WAYNE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| WHITE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| WHITESIDE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| WILL COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| WILLIAMSON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| WINNEBAGO COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| WOODFORD COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
GET YOUR QUOTE TODAY!
SERVING BUT NOT LIMITED TO THE FOLLOWING COMMUNITIES IN AND AROUND NORTH SHORE
Neighborhoods
Kenilworth, Glencoe, Winnetka, Lake Forest, Highland Park, Inverness, Hinsdale, Long Grove, Oak Brook, Hawthorn Woods, Lake Bluff, Wilmette & Western Springs
Zip Codes
60043, 60022, 60093, 60045, 60035, 60099, 60002, 60013, 60015, 60020, 60030, 60007, 60018, 60505, 60606, 60602 & 60290
Counties
Cook County, Lake County, McHenry County, Boone County, Kane County, DuPage County, Kendall County, Will County, Grundy County, Kankakee County, Livingston County, Ford County, Champaign County, Douglas County, Edward County & Vermilion County.