Naples, renowned for its pristine beaches, upscale lifestyle, and luxurious real estate, offers a market ideal for discerning buyers. Local Jumbo provides expert mortgage solutions for Naples’ range of high-end properties, from elegant beachfront estates to exclusive golf community homes.
Dreaming of a luxurious home in Naples’ serene setting? Local Jumbo’s network of Jumbo Verified™ lenders is ready to assist, offering competitive rates and personalized mortgage solutions for your Naples property!
Tailoring Mortgage Strategies for Naples’ Elite Properties
In Naples, a city synonymous with sophistication and tranquility, your mortgage strategy needs to reflect the exclusivity of the area. Our lenders specialize in finding a good fit for properties in Naples and its prestigious neighborhoods, including Port Royal and Pelican Bay.
- A diverse array of mortgage types for Naples’ luxury homes: ARMs, FHA, VA, Interest-Only, Jumbo, and conforming loans
- Specialized financing options for Naples’ unique properties, including 5,7 and 10-year fixed ARM’s, and Land and Construction loans
- Tailored mortgage solutions for Naples and its upscale areas, like Olde Naples and Aqualane Shores
- Expert lenders with deep insight into Naples’ exclusive real estate market
- Competitive rates for purchasing or refinancing in Naples, including Bridge, Cross-Collateralization, Foreign National, and Construction mortgage loans
Aligning Your Mortgage with Naples’ Luxurious Coastal Lifestyle
Whether you’re captivated by the charm of Fifth Avenue South or the allure of Naples’ waterfront, our lenders tailor mortgage plans to your property’s unique story and Naples’ luxurious coastal lifestyle.
2024 FLORIDA CONFORMING LOAN LIMITS BY COUNTY
| County | One-Unit Limit | Two-Unit Limit | Three-Unit Limit | Four-Unit Limit |
| ALACHUA COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| BAKER COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| BAY COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| BRADFORD COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| BREVARD COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| BROWARD COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CALHOUN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CHARLOTTE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CITRUS COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CLAY COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| COLLIER COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| COLUMBIA COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| DESOTO COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| DIXIE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| DUVAL COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| ESCAMBIA COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| FLAGLER COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| FRANKLIN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| GADSDEN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| GILCHRIST COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| GLADES COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| GULF COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| HAMILTON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| HARDEE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| HENDRY COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| HERNANDO COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| HIGHLANDS COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| HILLSBOROUGH COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| HOLMES COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| INDIAN RIVER COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| JACKSON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| JEFFERSON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| LAFAYETTE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| LAKE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| LEE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| LEON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| LEVY COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| LIBERTY COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MADISON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MANATEE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MARION COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MARTIN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MIAMI-DADE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MONROE COUNTY | $929,200 | $1,189,550 | $1,437,900 | $1,786,950 |
| NASSAU COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| OKALOOSA COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| OKEECHOBEE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| ORANGE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| OSCEOLA COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| PALM BEACH COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| PASCO COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| PINELLAS COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| POLK COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| PUTNAM COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| ST. JOHNS COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| ST. LUCIE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SANTA ROSA COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SARASOTA COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SEMINOLE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SUMTER COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SUWANNEE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| TAYLOR COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| UNION COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| VOLUSIA COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| WAKULLA COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| WALTON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| WASHINGTON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
GET YOUR QUOTE TODAY!
SERVING BUT NOT LIMITED TO THE FOLLOWING COMMUNITIES IN AND AROUND NAPLES
Neighborhoods
Gulf Shore Blvd S / 18th Avenue S, Gulf Shore Blvd N / Park Shore Drive, Pelican Bay Blvd / Bay Colony Drive, City Center, Pine Ridge, 5th Avenue S, Crayton Road / Park Shore Drive, Vanderbilt Drive / Bluebill Avenue, Crayton Road / Banyan Blvd, Pelican Bay, Park Shore, Airport, Aqualane Shore, Port Royal, Moorings-Coquina Sands & Lake Park.
Zip Codes
34114, 34117, 34119, 34120, 34101, 34102, 34103, 34104, 34105, 34109, 34110, 34112, 34113, 34141, 34108, 34138 & 34137
Counties
Broward County, Miami-Dade County, Monroe County, Collier County, Lee County, Hendry County, Palm Beach County, Martin County, Glades County, Charlotte County, De Soto County, Highlands County, Okeechobee County, Saint Lucie County & Indian River.