Montana, celebrated for its sprawling landscapes and pristine wilderness, offers a lifestyle that’s both tranquil and adventurous. From the cultural vibrancy of Bozeman to the quiet majesty of the Bitterroot Valley, Montana is a place where the spirit of the West lives on. At Local Jumbo, we’re committed to helping you navigate the diverse real estate market of Montana with mortgage solutions that are as expansive as the state itself.
Ready to stake your claim in Big Sky Country? Whether you’re looking for a mountain retreat or a home in one of Montana’s lively towns, our network of Jumbo Verified™ lenders is here with competitive rates and bespoke mortgage plans. Begin your journey to homeownership in Montana today.
Tailored Mortgage Solutions for the Montana Lifestyle
The Montana real estate market is as varied as its landscapes, offering everything from urban condos to secluded cabins. Our lenders specialize in mortgage strategies that embrace this variety, helping you find a loan that suits your vision for life in Montana.
- Diverse mortgage options for all types of Montana properties: ARMs, FHA, VA, Interest-Only, Jumbo, and conforming loans.
- Financing solutions crafted for Montana’s unique living experiences, from bustling city life to serene rural escapes.
- Custom mortgage plans that cater to the specific needs of Montana residents, assisting with a seamless fit for your lifestyle and budget.
- Expertise in navigating Montana’s real estate market, with specialized options like Land, Construction, and Bridge loans.
- Competitive rates to facilitate your home purchase or refinancing in Montana, making your dream home a reality.
Embrace Big Sky Country with the Right Mortgage
Montana’s allure lies in its vast open spaces, rugged beauty, and the sense of freedom it offers. We aim to provide a mortgage solution that not only meets your financial needs but also aligns with the Montana way of life. Whether it’s a lakeside house or a downtown loft, we’re here to make sure your home financing complements your aspirations in Big Sky Country.
2024 MONTANA CONFORMING LOAN LIMITS BY COUNTY
| County | One-Unit Limit | Two-Unit Limit | Three-Unit Limit | Four-Unit Limit |
| BEAVERHEAD COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| BIG HORN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| BLAINE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| BROADWATER COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CARBON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CARTER COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CASCADE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CHOUTEAU COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CUSTER COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| DANIELS COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| DAWSON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| DEER LODGE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| FALLON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| FERGUS COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| FLATHEAD COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| GALLATIN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| GARFIELD COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| GLACIER COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| GOLDEN VALLEY COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| GRANITE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| HILL COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| JEFFERSON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| JUDITH BASIN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| LAKE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| LEWIS AND CLARK COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| LIBERTY COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| LINCOLN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MCCONE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MADISON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MEAGHER COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MINERAL COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MISSOULA COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MUSSELSHELL COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| PARK COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| PETROLEUM COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| PHILLIPS COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| PONDERA COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| POWDER RIVER COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| POWELL COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| PRAIRIE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| RAVALLI COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| RICHLAND COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| ROOSEVELT COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| ROSEBUD COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SANDERS COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SHERIDAN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SILVER BOW COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| STILLWATER COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SWEET GRASS COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| TETON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| TOOLE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| TREASURE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| VALLEY COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| WHEATLAND COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| WIBAUX COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| YELLOWSTONE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
GET YOUR QUOTE TODAY!
SERVING BUT NOT LIMITED TO THE FOLLOWING COMMUNITIES IN MONTANA
Neighborhoods
Bozeman, Whitefish, Missoula, Red Lodge, Belgrade, Helena, Billings, Kalispell, East Helena, Columbia Falls, Sidney, Laurel, Lockwood, Lewistown & Orchard Homes.
Zip Codes
59106, 59212, 59270, 59243, 59720, 59634, 59222, 59313, 59221, 59937, 59715, 59931, 59263, 59061 & 59275
Counties
Powder River County, Madison County, Richland County, Gallatin County, Jefferson County, Prairie County, Sheridan County, Yellowstone County, Missoula County, Flathead County, McCone County, Stillwater County, Lewis & Clark County, Fallon County & Carbon County.