Missouri, celebrated for its diverse landscapes and vibrant cities, offers unique living experiences from the bustling streets of St. Louis and Kansas City to the serene Ozarks. Local Jumbo is dedicated to guiding you through Missouri’s real estate market with mortgage solutions that cater to the state’s varied living environments.
Ready to explore homeownership in Missouri? Whether you’re drawn to the dynamic urban life or the peaceful countryside, our network of Jumbo Verified™ lenders provides competitive rates and customized mortgage plans. Discover your home financing options in Missouri today.
Customized Mortgage Solutions for Missouri’s Varied Housing Market
Missouri’s housing market showcases a wide range of properties. Our lenders are adept at navigating this diversity, offering mortgage strategies that meet your specific needs, from historic homes to modern condos.
- A comprehensive selection of mortgage types for Missouri’s eclectic properties: ARMs, FHA, VA, Interest-Only, Jumbo, and conforming loans.
- Tailored financing solutions for every type of home, crafting a match for your specific needs and preferences.
- Personalized mortgage plans that reflect the unique character of Missouri’s communities, from vibrant city centers to tranquil rural areas.
- Deep expertise in Missouri’s real estate market, offering specialized financing options including Land, Construction, Bridge, Cross-Collateralization, Foreign National, and Adjustable-Rate Mortgages (ARMs).
- Competitive rates to facilitate your home purchase or refinancing in Missouri, making homeownership more accessible and rewarding.
Aligning Your Mortgage with Your Missouri Lifestyle
Missouri’s mix of cultural richness and natural beauty calls for a mortgage solution that supports your lifestyle. Whether you’re enjoying the jazz scene in Kansas City or hiking in the Ozarks, we’re here to help you secure a mortgage that aligns with your life in the Show-Me State.
2024 MISSOURI CONFORMING LOAN LIMITS BY COUNTY
| County | One-Unit Limit | Two-Unit Limit | Three-Unit Limit | Four-Unit Limit |
| ADAIR COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| ANDREW COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| ATCHISON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| AUDRAIN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| BARRY COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| BARTON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| BATES COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| BENTON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| BOLLINGER COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| BOONE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| BUCHANAN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| BUTLER COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CALDWELL COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CALLAWAY COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CAMDEN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CAPE GIRARDEAU COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CARROLL COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CARTER COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CASS COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CEDAR COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CHARITON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CHRISTIAN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CLARK COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CLAY COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CLINTON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| COLE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| COOPER COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CRAWFORD COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| DADE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| DALLAS COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| DAVIESS COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| DEKALB COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| DENT COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| DOUGLAS COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| DUNKLIN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| FRANKLIN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| GASCONADE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| GENTRY COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| GREENE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| GRUNDY COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| HARRISON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| HENRY COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| HICKORY COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| HOLT COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| HOWARD COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| HOWELL COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| IRON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| JACKSON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| JASPER COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| JEFFERSON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| JOHNSON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| KNOX COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| LACLEDE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| LAFAYETTE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| LAWRENCE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| LEWIS COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| LINCOLN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| LINN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| LIVINGSTON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MCDONALD COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MACON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MADISON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MARIES COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MARION COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MERCER COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MILLER COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MISSISSIPPI COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MONITEAU COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MONROE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MONTGOMERY COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MORGAN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| NEW MADRID COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| NEWTON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| NODAWAY COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| OREGON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| OSAGE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| OZARK COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| PEMISCOT COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| PERRY COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| PETTIS COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| PHELPS COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| PIKE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| PLATTE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| POLK COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| PULASKI COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| PUTNAM COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| RALLS COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| RANDOLPH COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| RAY COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| REYNOLDS COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| RIPLEY COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| ST. CHARLES COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| ST. CLAIR COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| STE. GENEVIEVE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| ST. FRANCOIS COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| ST. LOUIS COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SALINE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SCHUYLER COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SCOTLAND COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SCOTT COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SHANNON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SHELBY COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| STODDARD COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| STONE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SULLIVAN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| TANEY COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| TEXAS COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| VERNON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| WARREN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| WASHINGTON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| WAYNE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| WEBSTER COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| WORTH COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| WRIGHT COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| ST. LOUIS CITY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
GET YOUR QUOTE TODAY!
SERVING BUT NOT LIMITED TO THE FOLLOWING COMMUNITIES IN MISSOURI
Neighborhoods
Ladue, Town & Country, Clayton, Sunset Hills, Glendale, Weldon Spring, Creve Coeur, Des Peres, Wildwood, Chesterfield, Kearney, Lee’s Summit, Greenwood, Defiance & Ballwin.
Zip Codes
63105, 63124, 63131, 63005, 63141, 64113, 64112, 63127, 63038, 35809, 63017, 63117, 63122, 65279 & 64152
Counties
Platte County, St. Louis County, St. Charles County, Clay County, Cass County, Cole County, Camden County, Ray County, Jackson County, Boone County, Carroll County, Clinton County, Jefferson County, Warren County & Andrew County.