Mississippi, known as the Magnolia State, offers a unique blend of Southern charm, history, and culture. From historic homes in Natchez to modern residences in Oxford, Local Jumbo is your trusted partner for navigating Mississippi’s real estate market. We provide tailored mortgage solutions that complement the diverse housing landscape of this beautiful state.
If you’re envisioning homeownership in Mississippi, connect with our network of Jumbo Verified™ lenders. We offer competitive rates and mortgage plans designed for the distinct character of the Magnolia State.
Crafting Mortgage Solutions for Mississippi’s Unique Homes
Mississippi boasts a rich variety of architectural styles and neighborhoods. Our lenders specialize in crafting mortgage strategies that align with the unique properties and locations found throughout the state.
- Explore a variety of mortgage types designed for Mississippi’s diverse homes: ARMs, FHA, VA, Interest-Only, Jumbo, and conforming loans.
- Innovative financing for properties in historic districts and modern urban centers.
- Mortgage plans tailored to the distinctive neighborhoods of Mississippi, from the Gulf Coast to the Mississippi Delta.
- Expertise tailored to Mississippi’s unique real estate market, including Land, Construction, Bridge, Cross-Collateralization, and Foreign National loans.
- Competitive rates designed for purchasing or refinancing homes in the Magnolia State.
Your Mortgage, Your Mississippi Experience
In Mississippi, where history meets culture, your mortgage should enhance your unique Southern experience.
2024 MISSISSIPPI CONFORMING LOAN LIMITS BY COUNTY
| County | One-Unit Limit | Two-Unit Limit | Three-Unit Limit | Four-Unit Limit |
| ADAMS COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| ALCORN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| AMITE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| ATTALA COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| BENTON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| BOLIVAR COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CALHOUN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CARROLL COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CHICKASAW COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CHOCTAW COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CLAIBORNE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CLARKE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CLAY COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| COAHOMA COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| COPIAH COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| COVINGTON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| DESOTO COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| FORREST COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| FRANKLIN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| GEORGE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| GREENE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| GRENADA COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| HANCOCK COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| HARRISON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| HINDS COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| HOLMES COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| HUMPHREYS COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| ISSAQUENA COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| ITAWAMBA COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| JACKSON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| JASPER COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| JEFFERSON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| JEFFERSON DAVIS COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| JONES COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| KEMPER COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| LAFAYETTE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| LAMAR COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| LAUDERDALE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| LAWRENCE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| LEAKE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| LEE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| LEFLORE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| LINCOLN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| LOWNDES COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MADISON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MARION COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MARSHALL COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MONROE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MONTGOMERY COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| NESHOBA COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| NEWTON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| NOXUBEE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| OKTIBBEHA COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| PANOLA COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| PEARL RIVER COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| PERRY COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| PIKE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| PONTOTOC COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| PRENTISS COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| QUITMAN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| RANKIN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SCOTT COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SHARKEY COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SIMPSON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SMITH COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| STONE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SUNFLOWER COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| TALLAHATCHIE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| TATE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| TIPPAH COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| TISHOMINGO COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| TUNICA COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| UNION COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| WALTHALL COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| WARREN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| WASHINGTON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| WAYNE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| WEBSTER COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| WILKINSON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| WINSTON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| YALOBUSHA COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| YAZOO COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
GET YOUR QUOTE TODAY!
SERVING BUT NOT LIMITED TO THE FOLLOWING COMMUNITIES IN MISSISSIPPI
Neighborhoods
Paris, Raymond, Collinsville, Lake Cormorant, Terry, Ocean Springs, Belden, Mount Pleasant, Hernando, Diamondhead, Nesbit, Brandon, Olive Branch, Southaven & Madison.
Zip Codes
39201, 39216, 39110, 39211, 39157, 39232, 39047, 39402, 39305, 38732, 38687, 38826, 39525, 39071 & 38655
Counties
Madison County, Rankin County, Lamar County, DeSoto County, Jackson County, Harrison County, Warren County, Hancock County, Lee County, Stone County, Franklin County, Lowndes County, Lafayette County, Hinds County & Lincoln County.