Kansas City, straddling the Missouri-Kansas border, is a vibrant hub known for its jazz heritage, culinary delights, and dynamic urban life. Whether you’re attracted to the historic charm of the Westport neighborhood or the bustling arts scene in the Crossroads District, Local Jumbo is here to guide you through Kansas City’s diverse real estate market. We offer mortgage solutions tailored to the city’s unique vibe.
Dreaming of a home in Kansas City? Whether it’s the vibrant streets of the Power & Light District or the tranquil suburbs, our network of Jumbo Verified™ lenders is ready to provide competitive rates and personalized mortgage plans. Let’s bring your Kansas City homeownership dreams to life.
Tailored Mortgage Solutions for Kansas City’s Diverse Real Estate
Kansas City’s real estate market offers a wide range of living experiences. Our lenders are adept at navigating this diversity, offering mortgage strategies that meet your specific needs, from historic homes to modern condos.
- A wide array of mortgage types for Kansas City’s eclectic properties: ARMs, FHA, VA, Interest-Only, Jumbo, and conforming loans.
- Customized financing options for every lifestyle, from downtown lofts to suburban estates.
- Mortgage plans that celebrate Kansas City’s unique blend of culture, history, and modernity.
- Specialized knowledge of the Kansas City housing market, ready to assist with Land, Construction, Bridge, and Cross-Collateralization loans.
- Competitive rates to assist your home buying or refinancing in Kansas City is both advantageous and seamless.
A Mortgage That Matches Your Kansas City Lifestyle
Kansas City is not just a place to live; it’s a community rich in arts, sports, and innovation. We’re committed to finding you a mortgage that not only fits your financial goals but also supports your aspirations in this culturally rich city. Whether attending a jazz concert or cheering at a Chiefs game, your home will be a lovely backdrop to a vibrant Kansas City life.
2024 MISSOURI CONFORMING LOAN LIMITS BY COUNTY
| County | One-Unit Limit | Two-Unit Limit | Three-Unit Limit | Four-Unit Limit |
| ADAIR COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| ANDREW COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| ATCHISON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| AUDRAIN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| BARRY COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| BARTON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| BATES COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| BENTON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| BOLLINGER COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| BOONE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| BUCHANAN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| BUTLER COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CALDWELL COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CALLAWAY COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CAMDEN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CAPE GIRARDEAU COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CARROLL COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CARTER COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CASS COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CEDAR COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CHARITON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CHRISTIAN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CLARK COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CLAY COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CLINTON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| COLE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| COOPER COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CRAWFORD COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| DADE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| DALLAS COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| DAVIESS COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| DEKALB COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| DENT COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| DOUGLAS COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| DUNKLIN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| FRANKLIN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| GASCONADE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| GENTRY COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| GREENE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| GRUNDY COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| HARRISON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| HENRY COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| HICKORY COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| HOLT COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| HOWARD COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| HOWELL COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| IRON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| JACKSON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| JASPER COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| JEFFERSON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| JOHNSON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| KNOX COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| LACLEDE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| LAFAYETTE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| LAWRENCE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| LEWIS COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| LINCOLN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| LINN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| LIVINGSTON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MCDONALD COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MACON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MADISON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MARIES COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MARION COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MERCER COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MILLER COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MISSISSIPPI COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MONITEAU COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MONROE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MONTGOMERY COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MORGAN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| NEW MADRID COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| NEWTON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| NODAWAY COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| OREGON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| OSAGE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| OZARK COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| PEMISCOT COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| PERRY COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| PETTIS COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| PHELPS COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| PIKE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| PLATTE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| POLK COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| PULASKI COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| PUTNAM COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| RALLS COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| RANDOLPH COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| RAY COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| REYNOLDS COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| RIPLEY COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| ST. CHARLES COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| ST. CLAIR COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| STE. GENEVIEVE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| ST. FRANCOIS COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| ST. LOUIS COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SALINE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SCHUYLER COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SCOTLAND COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SCOTT COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SHANNON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SHELBY COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| STODDARD COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| STONE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SULLIVAN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| TANEY COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| TEXAS COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| VERNON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| WARREN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| WASHINGTON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| WAYNE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| WEBSTER COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| WORTH COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| WRIGHT COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| ST. LOUIS CITY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
GET YOUR QUOTE TODAY!
SERVING BUT NOT LIMITED TO THE FOLLOWING COMMUNITIES IN AND AROUND KANSAS CITY
Neighborhoods
Argentine, Armourdale, Bethel Welborn, Central Industrial District, Coronado, Edwardsville, Fairfax, Kensington, Morris, Muncie Stony Point, Nearman, Nearman Hills, Northwest, Prairie Piper, Quindaro Bluffs, Riverview, Rosedale, Santa Fe, Shawnee Heights, Turner, Victory Hills & Wolcott.
Zip Codes
66012, 66103, 66106, 66111, 66115, 66119, 66101, 66104, 66109, 66112, 66117, 66160, 66102, 66105, 66110, 66113 & 66118
Counties
Wyandotte County, Doniphan County, Brown County, Atchison County, Jefferson County, Douglas County, Johnson County, Leavenworth County, Miami County, Franklin County, Shawnee County, Osage County, Coffey County & Anderson County.