Illinois, located in the heart of the Midwest, offers a wide range of real estate opportunities. From the vibrant neighborhoods of Chicago to the charming suburbs and rural retreats, Local Jumbo is your partner in finding a mortgage solution that fits the diverse landscape of the Prairie State.
Illinois boasts an array of affluent areas, including the prestigious Gold Coast and Lincoln Park neighborhoods in Chicago, as well as the upscale communities of Barrington Hills and Hinsdale. These affluent enclaves are known for their luxury homes, excellent schools, and proximity to cultural amenities.
Ready to make Illinois your home or looking to refinance? Connect with Local Jumbo’s network of Jumbo Verified™ lenders for competitive rates and a mortgage plan tailored to your vision in the Land of Lincoln.
Crafting Mortgage Solutions for Illinois’ Varied Homes
Illinois’ real estate market is as diverse as its communities. Whether you’re interested in a modern condo in Chicago’s Loop, a historic home in Springfield, or a farmhouse in rural Illinois, our lenders offer mortgage solutions tailored to the unique character of Illinois’ homes.
- Explore a variety of mortgage types for Illinois’ diverse properties: Jumbo, Conforming, ARMs, FHA, VA, Interest-Only, Land, Construction, Bridge Loans, Cross-Collateralization, and Foreign National Loans.
- Innovative financing for a range of homes, from urban condos to rural estates.
- Mortgage plans designed to fit Illinois’ diverse neighborhoods, from bustling cities to serene countryside.
- Lending expertise to navigate Illinois’ varied real estate market.
- Competitive rates for both home purchase and refinancing in the dynamic state of Illinois.
Aligning Your Mortgage with Illinois’ Lifestyle
In Illinois, where urban excitement meets small-town charm, your mortgage should enhance your living experience. Whether it’s city living, suburban tranquility, or rural retreats, our lenders craft mortgage solutions that align with your vision of life in the Prairie State.
2024 ILLINOIS CONFORMING LOAN LIMITS BY COUNTY
| County | One-Unit Limit | Two-Unit Limit | Three-Unit Limit | Four-Unit Limit |
| ADAMS COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| ALEXANDER COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| BOND COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| BOONE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| BROWN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| BUREAU COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CALHOUN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CARROLL COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CASS COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CHAMPAIGN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CHRISTIAN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CLARK COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CLAY COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CLINTON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| COLES COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| COOK COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CRAWFORD COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CUMBERLAND COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| DEKALB COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| DE WITT COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| DOUGLAS COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| DUPAGE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| EDGAR COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| EDWARDS COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| EFFINGHAM COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| FAYETTE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| FORD COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| FRANKLIN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| FULTON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| GALLATIN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| GREENE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| GRUNDY COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| HAMILTON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| HANCOCK COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| HARDIN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| HENDERSON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| HENRY COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| IROQUOIS COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| JACKSON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| JASPER COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| JEFFERSON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| JERSEY COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| JO DAVIESS COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| JOHNSON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| KANE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| KANKAKEE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| KENDALL COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| KNOX COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| LAKE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| LASALLE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| LAWRENCE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| LEE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| LIVINGSTON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| LOGAN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MCDONOUGH COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MCHENRY COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MCLEAN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MACON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MACOUPIN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MADISON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MARION COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MARSHALL COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MASON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MASSAC COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MENARD COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MERCER COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MONROE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MONTGOMERY COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MORGAN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MOULTRIE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| OGLE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| PEORIA COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| PERRY COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| PIATT COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| PIKE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| POPE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| PULASKI COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| PUTNAM COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| RANDOLPH COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| RICHLAND COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| ROCK ISLAND COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| ST. CLAIR COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SALINE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SANGAMON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SCHUYLER COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SCOTT COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SHELBY COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| STARK COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| STEPHENSON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| TAZEWELL COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| UNION COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| VERMILION COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| WABASH COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| WARREN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| WASHINGTON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| WAYNE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| WHITE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| WHITESIDE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| WILL COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| WILLIAMSON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| WINNEBAGO COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| WOODFORD COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
GET YOUR QUOTE TODAY!
SERVING BUT NOT LIMITED TO THE FOLLOWING COMMUNITIES IN ILLINOIS
Neighborhoods
Glencoe, Winnetka, Lake Forest, Oak Brook, Hinsdale, Long Grove, Inverness, Burr Ridge, Northfield, Lake Buff, Chicago, Buffalo Grove, Algonquin, Arlington Heights & Highland Park.
Zip Codes
60043, 60093, 60022, 60604, 60606, 60045, 60611, 60521, 60603, 60602, 60523, 60601, 60035, 60010 & 60091
Counties
Lake County, DuPage County, McHenry County, Monroe County, Kendall County, Will County, Kane County, Woodford County, Cook County, Sangamon County, McLean County, Peoria County, Grundy County, Scott County & Tazewell County.