Honolulu, the bustling capital of Hawaii located on the island of Oahu, boasts a dynamic real estate market. From luxury condos in Waikiki to serene homes in Kahala, Local Jumbo is your trusted partner for mortgage solutions that align with Honolulu’s unique charm.
Dreaming of an urban paradise in Honolulu or a tranquil retreat in Kahala? Connect with Local Jumbo’s network of Jumbo Verified™ lenders for competitive rates and a mortgage plan tailored to your aspirations in Honolulu!
Crafting Mortgage Solutions for Honolulu’s Diverse Homes
Honolulu’s real estate landscape is a blend of urban energy and island tranquility. Whether you prefer the bustling lifestyle of Ala Moana or the peaceful ambiance of Manoa, our lenders offer mortgage strategies tailored to the unique properties in this vibrant city.
- Explore a variety of mortgage types, including ARMs, FHA, VA, Interest-Only, Jumbo, and conforming loans, as well as land, construction, bridge loans, cross-collateralization, and foreign national loans, for Honolulu’s diverse properties.
- Innovative financing for a range of homes, from luxury condos in Waikiki to serene homes in Kahala.
- Mortgage plans that reflect the unique character of Honolulu’s neighborhoods, from vibrant Ala Moana to tranquil Manoa.
- Lending expertise tailored to Honolulu’s dynamic real estate market.
- Competitive rates for purchasing or refinancing, designed to suit the varied needs of Honolulu residents.
Aligning Your Mortgage with Honolulu’s Island Lifestyle
In Honolulu, where city life meets tropical paradise, your mortgage should harmonize with your lifestyle. Whether it’s the urban energy of downtown or the coastal living of Hawaii Kai, our lenders create mortgage solutions that align with your vision of life in the heart of Oahu.
2024 HAWAII CONFORMING LOAN LIMITS BY COUNTY
| County | One-Unit Limit | Two-Unit Limit | Three-Unit Limit | Four-Unit Limit |
| HAWAII COUNTY | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
| HONOLULU COUNTY | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
| KALAWAO COUNTY | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
| KAUAI COUNTY | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
| MAUI COUNTY | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
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SERVING BUT NOT LIMITED TO THE FOLLOWING COMMUNITIES IN AND AROUND HONOLULU
Neighborhoods
Kahala, Manoa, Hawaii Kai, Kaimuki, Waikiki, Waialae – Kahala, Kailua, Kuliouou – Kalani Iki, Kaneohe, Ala Moana – Kakaako, Waipahu, Ewa, Wahiawa, Aiea, Makakilo – Kapolei, Kalihi – Palama, Pearl City, Kailua & Waianae.
Zip Codes
96795, 96801, 96802, 96805, 96813, 96814, 96815, 96816, 96817, 96818, 96819, 96821, 96822, 96825 & 96826
Counties
Hawaii County, City & County of Honolulu, Kalawao County, Kaua’i County & Maui County.