Detroit, often called the Motor City, is a place of rich history and revitalization. As the largest city in Michigan, Detroit is known for its vibrant urban culture and a real estate market that’s as diverse as its neighborhoods. From the trendy lofts of Downtown to the historic homes of Palmer Woods, Local Jumbo understands the unique real estate market in Detroit and offers mortgage solutions tailored to the city’s diverse character.
Whether you’re dreaming of an urban loft or a historic home in Detroit, connect with our network of Jumbo Verified™ lenders for competitive rates and mortgage plans that align with your vision for urban living.
Crafting Mortgage Solutions for Detroit’s Diverse Homes
Detroit’s real estate landscape is a fascinating mix of historic charm and modern living. Our lenders specialize in crafting mortgage strategies that cater to the diverse architectural styles and neighborhoods of Detroit.
- Explore a variety of mortgage types designed for Detroit’s diverse properties: ARMs, FHA, VA, Interest-Only, Jumbo, and conforming loans.
- Innovative financing for a range of homes, from historic residences to contemporary urban spaces.
- Mortgage plans that reflect the diversity of Detroit’s neighborhoods, from Midtown to Corktown and beyond.
- Expertise tailored to Detroit’s unique real estate market, including Land, Construction, Bridge, Cross-Collateralization, and Foreign National loans.
- Competitive rates crafted for purchasing or refinancing homes in the dynamic city of Detroit.
Aligning Your Mortgage with Detroit’s Urban Beat
In Detroit, where every neighborhood has its own unique character, your mortgage should harmonize with the rhythm of the city. Our lenders are experienced in aligning your mortgage with Detroit’s urban lifestyle.
2024 MICHIGAN CONFORMING LOAN LIMITS BY COUNTY
| County | One-Unit Limit | Two-Unit Limit | Three-Unit Limit | Four-Unit Limit |
| ALCONA COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| ALGER COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| ALLEGAN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| ALPENA COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| ANTRIM COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| ARENAC COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| BARAGA COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| BARRY COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| BAY COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| BENZIE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| BERRIEN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| BRANCH COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CALHOUN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CASS COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CHARLEVOIX COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CHEBOYGAN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CHIPPEWA COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CLARE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CLINTON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CRAWFORD COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| DELTA COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| DICKINSON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| EATON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| EMMET COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| GENESEE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| GLADWIN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| GOGEBIC COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| GRAND TRAVERSE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| GRATIOT COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| HILLSDALE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| HOUGHTON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| HURON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| INGHAM COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| IONIA COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| IOSCO COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| IRON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| ISABELLA COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| JACKSON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| KALAMAZOO COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| KALKASKA COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| KENT COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| KEWEENAW COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| LAKE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| LAPEER COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| LEELANAU COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| LENAWEE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| LIVINGSTON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| LUCE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MACKINAC COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MACOMB COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MANISTEE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MARQUETTE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MASON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MECOSTA COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MENOMINEE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MIDLAND COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MISSAUKEE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MONROE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MONTCALM COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MONTMORENCY COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MUSKEGON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| NEWAYGO COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| OAKLAND COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| OCEANA COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| OGEMAW COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| ONTONAGON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| OSCEOLA COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| OSCODA COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| OTSEGO COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| OTTAWA COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| PRESQUE ISLE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| ROSCOMMON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SAGINAW COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| ST. CLAIR COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| ST. JOSEPH COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SANILAC COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SCHOOLCRAFT COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SHIAWASSEE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| TUSCOLA COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| VAN BUREN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| WASHTENAW COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| WAYNE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| WEXFORD COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
GET YOUR QUOTE TODAY!
SERVING BUT NOT LIMITED TO THE FOLLOWING COMMUNITIES IN AND AROUND DETROIT
Neighborhoods
Flagship / Gross Point, Bloomfield Hills, Ann Arbor, Wyandotte, Detroit Riverfront, Palmer Woods, Birmingham, Franklin, Northville, Plymouth, Berkley, Royal Oak, Beverly Hills, Farmington & Clawson.
Zip Codes
48221, 48224, 48235, 48219, 48223, 48234, 48228, 48227, 48205, 48226, 48217, 48238, 48209, 48204 & 48215
Counties
Wayne County, Oakland County, Leelanau County, Livingston County, Washtenaw County, Charlevoix County, Midland County, Emmet County, Clinton County, Grand Traverse County, Macomb County, Eaton County, Monroe County, Kalamazoo County & Lapeer County.