Colorado, a state where majestic mountains meet vibrant cities, offers a real estate market as diverse as its landscapes. Local Jumbo is here to guide you through mortgage solutions for Colorado’s range of properties, from bustling Denver condos to tranquil mountain homes.
Dreaming of a Colorado home? Local Jumbo’s network of Jumbo Verified™ lenders is ready with competitive rates and customized mortgage solutions for your Colorado residence!
Tailoring Mortgage Strategies for Colorado’s Varied Real Estate
In Colorado, where urban sophistication blends with natural beauty, your mortgage needs to be as adaptable as the state itself. Our lenders specialize in crafting solutions for properties across Colorado, including affluent areas like Cherry Creek in Denver and the ski resorts of Aspen.
- A comprehensive range of mortgage types: ARMs, FHA, VA, Interest-Only, Jumbo, and conforming loans
- Specialized financing options for Colorado’s unique properties, including 5,7 and 10-year fixed ARM’s, and Land and Construction loans
- Customized mortgage solutions for Colorado and its upscale locales, like Boulder and Vail
- Expert lenders with deep knowledge of Colorado’s diverse real estate market
- Competitive rates for both home purchases and refinancing in Colorado, including Bridge, Cross-Collateralization, Foreign National, and Construction mortgage loans
Customizing Your Mortgage for Colorado’s Unique Environment
Whether you’re attracted to the dynamic city life of Denver or the serene beauty of the Rockies, our lenders create mortgage plans that resonate with your property’s story and Colorado’s unique character.
2024 COLORADO CONFORMING LOAN LIMITS BY COUNTY
| County | One-Unit Limit | Two-Unit Limit | Three-Unit Limit | Four-Unit Limit |
| ADAMS COUNTY | $816,500 | $1,045,250 | $1,263,500 | $1,570,200 |
| ALAMOSA COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| ARAPAHOE COUNTY | $816,500 | $1,045,250 | $1,263,500 | $1,570,200 |
| ARCHULETA COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| BACA COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| BENT COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| BOULDER COUNTY | $856,750 | $1,096,800 | $1,325,800 | $1,647,650 |
| BROOMFIELD COUNTY | $816,500 | $1,045,250 | $1,263,500 | $1,570,200 |
| CHAFFEE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CHEYENNE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CLEAR CREEK COUNTY | $816,500 | $1,045,250 | $1,263,500 | $1,570,200 |
| CONEJOS COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| COSTILLA COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CROWLEY COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CUSTER COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| DELTA COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| DENVER COUNTY | $816,500 | $1,045,250 | $1,263,500 | $1,570,200 |
| DOLORES COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| DOUGLAS COUNTY | $816,500 | $1,045,250 | $1,263,500 | $1,570,200 |
| EAGLE COUNTY | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
| ELBERT COUNTY | $816,500 | $1,045,250 | $1,263,500 | $1,570,200 |
| EL PASO COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| FREMONT COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| GARFIELD COUNTY | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
| GILPIN COUNTY | $816,500 | $1,045,250 | $1,263,500 | $1,570,200 |
| GRAND COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| GUNNISON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| HINSDALE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| HUERFANO COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| JACKSON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| JEFFERSON COUNTY | $816,500 | $1,045,250 | $1,263,500 | $1,570,200 |
| KIOWA COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| KIT CARSON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| LAKE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| LA PLATA COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| LARIMER COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| LAS ANIMAS COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| LINCOLN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| LOGAN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MESA COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MINERAL COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MOFFAT COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MONTEZUMA COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MONTROSE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MORGAN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| OTERO COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| OURAY COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| PARK COUNTY | $816,500 | $1,045,250 | $1,263,500 | $1,570,200 |
| PHILLIPS COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| PITKIN COUNTY | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
| PROWERS COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| PUEBLO COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| RIO BLANCO COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| RIO GRANDE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| ROUTT COUNTY | $1,012,000 | $1,295,550 | $1,566,050 | $1,946,200 |
| SAGUACHE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SAN JUAN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SAN MIGUEL COUNTY | $994,750 | $1,273,450 | $1,539,350 | $1,913,000 |
| SEDGWICK COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SUMMIT COUNTY | $1,006,250 | $1,288,200 | $1,557,150 | $1,935,150 |
| TELLER COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| WASHINGTON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| WELD COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| YUMA COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
GET YOUR QUOTE TODAY!
SERVING BUT NOT LIMITED TO THE FOLLOWING COMMUNITIES IN AND AROUND COLORADO
Neighborhoods
Highlands Ranch, Fort Collins, Longmont, Parker, Broomfield, Denver, Westminster, Evergreen, Castle Rock, Boulder, Louisville, Teller County, Greenwood Village, Cherry Hills Village, Erie, The Pinery, Castlepines, Superior, Eagle, Stonegate, Roxborough Park & Aspen.
Zip Codes
81611, 80113, 80121, 80202, 80108, 80111, 80547, 80209, 80238, 80206, 80439, 80124, 80007, 80023, 80118, 80116, 80230 & 80301
Counties
Pitkin County, Douglas County, Boulder County, Broomfield County, Routt County, Eagle County, El Paso County, Arapahoe County, Jefferson County, Summit County, Larimer County, Weld County, Adams County, Garfield County & Denver County.