Central Park, an emblem of New York City, is not just a green oasis in the midst of urban sprawl but a neighborhood that offers a unique lifestyle. Surrounded by some of Manhattan’s most prestigious areas, including the Upper West Side, Upper East Side, Harlem, and Midtown, Central Park is at the crossroads of culture, luxury, and natural beauty. Residents here enjoy immediate access to the park’s sprawling meadows, tranquil bodies of water, and vibrant cultural events, all while being steps away from world-class museums, upscale dining, and luxury shopping.
Are you dreaming of a home with Central Park as your backyard? Our Jumbo Verified™ lender network is ready to help you secure competitive rates and mortgage plans designed for the exclusive real estate market surrounding Central Park. Whether you’re looking for a high-rise apartment with park views or a historic townhouse on its leafy peripheries, begin your homeownership journey near Central Park with our expert guidance.
Mortgage Solutions for the Central Park Real Estate Market
The real estate market in the Central Park area caters to those seeking the pinnacle of New York City living. Our lenders are adept at navigating this exclusive market, offering mortgage strategies that reflect the sophistication and diversity of properties found here, from modern condominiums to elegant co-ops and beyond.
- A variety of mortgage types for properties near Central Park: ARMs, FHA, VA, Interest-Only, Jumbo, and conforming loans.
- Financing solutions that accommodate the unique housing needs and preferences in the Central Park vicinity.
- Customized mortgage plans that capture the essence of living near New York City’s most cherished park.
- In-depth expertise in the housing markets of the Upper West Side, Upper East Side, Harlem, and Midtown, with specialized financing options like Land, Construction, and Bridge loans.
- Competitive rates to facilitate your home purchase or refinancing near Central Park, enhancing your New York City living experience.
Experience the Unparalleled Lifestyle of Central Park
Living near Central Park means embracing a lifestyle that blends urban convenience with natural beauty. We’re committed to helping you through our Jumbo Verified™ lender network find a mortgage solution that supports your aspirations in this iconic area. Whether it’s morning jogs in the park, afternoons at world-renowned museums, or evenings at upscale restaurants, your home near Central Park will be a haven of luxury and accessibility.
2024 NEW YORK CONFORMING LOAN LIMITS BY COUNTY
County | One-Unit Limit | Two-Unit Limit | Three-Unit Limit | Four-Unit Limit |
ALBANY COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
ALLEGANY COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
BRONX COUNTY | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
BROOME COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
CATTARAUGUS COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
CAYUGA COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
CHAUTAUQUA COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
CHEMUNG COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
CHENANGO COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
CLINTON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
COLUMBIA COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
CORTLAND COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
DELAWARE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
DUTCHESS COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
ERIE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
ESSEX COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
FRANKLIN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
FULTON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
GENESEE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
GREENE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
HAMILTON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
HERKIMER COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
JEFFERSON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
KINGS COUNTY | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
LEWIS COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
LIVINGSTON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
MADISON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
MONROE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
MONTGOMERY COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
NASSAU COUNTY | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
NEW YORK COUNTY | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
NIAGARA COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
ONEIDA COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
ONONDAGA COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
ONTARIO COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
ORANGE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
ORLEANS COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
OSWEGO COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
OTSEGO COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
PUTNAM COUNTY | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
QUEENS COUNTY | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
RENSSELAER COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
RICHMOND COUNTY | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
ROCKLAND COUNTY | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
ST. LAWRENCE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
SARATOGA COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
SCHENECTADY COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
SCHOHARIE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
SCHUYLER COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
SENECA COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
STEUBEN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
SUFFOLK COUNTY | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
SULLIVAN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
TIOGA COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
TOMPKINS COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
ULSTER COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
WARREN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
WASHINGTON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
WAYNE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
WESTCHESTER COUNTY | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
WYOMING COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
YATES COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
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SERVING BUT NOT LIMITED TO THE FOLLOWING COMMUNITIES AROUND NEW YORK
Neighborhoods
Upper East Side, Cobble Hill, Forest Hills, Dumbo, Tribeca, Carnegie Hill, Flatiron District, Union Square North, Lenox Hill, Greenwich Village & Soho, Lower West Village, Bridgehampton, Financial District, NoHo, Nomad, Hudson Square, Chelsea, Battery Park City, Theatre District / Times Square, Central Midtown & Carroli Gardens.
Zip Codes
11962, 10012, 10013, 10065, 11976, 11975, 11932, 10011, 10014, 10006, 10075, 11201, 10128, 10036 & 10280
Counties
New York County, Westchester County, Nassau County, Putnam County, Suffolk County, Rockland County, Saratoga County, Columbia County, Dutchess County, Albany County, Richmond County, Hamilton County, Ulster County, Ontario County & Orange County.