Cambridge, often referred to as the Academic Hub, is a city of intellectual vibrancy and historic charm. Its real estate market boasts a blend of historic homes in Harvard Square, modern apartments in Kendall Square, and cozy neighborhoods near MIT. Local Jumbo is your trusted partner in securing a mortgage solution that aligns with the spirit of Cambridge.
Whether you’re drawn to the historic ambiance of Harvard Square, the innovation of Kendall Square, or the academic atmosphere around MIT, our network of Jumbo Verified™ lenders can assist you in securing competitive rates and a tailored mortgage plan for your Cambridge dream home.
Crafting Mortgage Solutions for Cambridge’s Distinct Neighborhoods
Cambridge’s neighborhoods are as diverse as they are intellectually stimulating. From the historic grandeur of Harvard Square to the modernity of Kendall Square, our lenders offer mortgage strategies tailored to the city’s unique neighborhoods and architectural styles.
- Explore a variety of mortgage types suitable for Cambridge’s diverse properties: ARMs, FHA, VA, Interest-Only, Jumbo, and conforming loans.
- Innovative financing options for homes across Cambridge’s neighborhoods, from historic residences near Harvard to modern apartments in Kendall Square.
- Mortgage plans that harmonize with the distinctive character of Cambridge’s neighborhoods, whether you seek the historic ambiance of Harvard Square or the tech-savvy vibes of Kendall Square.
- Expertise tailored to Cambridge’s real estate market, including Land, Construction, Bridge, Cross-Collateralization, and Foreign National loans.
- Competitive rates designed for purchasing or refinancing, reflecting the unique needs of Cambridge residents.
Elevate Your Academic Lifestyle with a Cambridge Mortgage
Cambridge offers a lifestyle that merges intellectual pursuits with cultural experiences. Our lenders create mortgage solutions that complement your academic and cultural lifestyle in this vibrant city.
2024 MASSACHUSETTS CONFORMING LOAN LIMITS BY COUNTY
| County | One-Unit Limit | Two-Unit Limit | Three-Unit Limit | Four-Unit Limit |
| BARNSTABLE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| BERKSHIRE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| BRISTOL COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| DUKES COUNTY | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
| ESSEX COUNTY | $862,500 | $1,104,150 | $1,334,700 | $1,658,700 |
| FRANKLIN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| HAMPDEN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| HAMPSHIRE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MIDDLESEX COUNTY | $862,500 | $1,104,150 | $1,334,700 | $1,658,700 |
| NANTUCKET COUNTY | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
| NORFOLK COUNTY | $862,500 | $1,104,150 | $1,334,700 | $1,658,700 |
| PLYMOUTH COUNTY | $862,500 | $1,104,150 | $1,334,700 | $1,658,700 |
| SUFFOLK COUNTY | $862,500 | $1,104,150 | $1,334,700 | $1,658,700 |
| WORCESTER COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
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SERVING BUT NOT LIMITED TO THE FOLLOWING COMMUNITIES IN AND AROUND CAMBRIDGE
Neighborhoods
Mit, West Cambridge, North Cambridge, Cambridgeport, Neighborhodd 9, Riverside, Aggasiz-Harvard, East Cambridge, Mid-Cambridge, Cambridge Heights, Mount Auburn St / Fresh Pond Pky, Massachusetts Ave / Upland Rd, Old Cambridge / Lesley U, Banks St / Mount Auburn St & Concord Ave / Chilton St.
Zip Codes
02114, 02134, 02138, 02139, 02140, 02141, 02142, 02163, 02238, 01463, 01702, 01720, 01720, 01752, 01760, 01801 & 01803
Counties
Middlesex County, Worcester County, Hampden County, Hampshire County, Franklin County, Berkshire County, Norfolk County, Suffolk County, Essex County, Bristol County, Plymouth County, Barnstable County, Dukes County & Nantucket County.