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Boca Raton Purchase and Refinance Mortgage Rates - Jumbo and Conforming

Boca Raton’s Luxurious Real Estate Market: Local Jumbo’s Mortgage Solutions

Boca Raton, known for its upscale lifestyle and beautiful coastal setting, offers a real estate market that epitomizes luxury living. Local Jumbo provides tailored mortgage solutions for Boca Raton’s range of high-end properties, from waterfront estates to exclusive golf course communities.

Dreaming of a luxurious home in Boca Raton? Local Jumbo’s network of Jumbo Verified™ lenders is ready to assist, offering competitive rates and personalized mortgage solutions for your Boca Raton property!




    Customized Mortgage Strategies for Boca Raton’s Elite Properties

    In Boca Raton, where elegance and leisure blend seamlessly, your mortgage strategy needs to match the city’s exclusive nature. Our lenders specialize in finding the right fit for properties in Boca Raton and its prestigious neighborhoods, including Royal Palm Yacht & Country Club and The Sanctuary.

    • A diverse array of mortgage types for Boca Raton’s luxury homes: ARMs, FHA, VA, Interest-Only, Jumbo, and conforming loans
    • Specialized financing options for Boca Raton’s unique properties, including 5,7 and 10-year fixed ARM’s, and Land and Construction loans
    • Tailored mortgage solutions for Boca Raton and its upscale areas, like Mizner Park and Boca West
    • Expert lenders with deep insight into Boca Raton’s exclusive real estate market
    • Competitive rates for purchasing or refinancing in Boca Raton, including Bridge, Cross-Collateralization, Foreign National, and Construction mortgage loans

    Aligning Your Mortgage with Boca Raton’s Luxurious Coastal Lifestyle

    Whether you’re drawn to the charm of downtown Boca Raton or the serenity of its waterfront communities, our lenders tailor mortgage plans to your property’s unique story and Boca Raton’s luxurious coastal lifestyle.

    2024 FLORIDA CONFORMING LOAN LIMITS BY COUNTY

    County One-Unit Limit Two-Unit Limit Three-Unit Limit Four-Unit Limit
    ALACHUA COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    BAKER COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    BAY COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    BRADFORD COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    BREVARD COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    BROWARD COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    CALHOUN COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    CHARLOTTE COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    CITRUS COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    CLAY COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    COLLIER COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    COLUMBIA COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    DESOTO COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    DIXIE COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    DUVAL COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    ESCAMBIA COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    FLAGLER COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    FRANKLIN COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    GADSDEN COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    GILCHRIST COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    GLADES COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    GULF COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    HAMILTON COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    HARDEE COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    HENDRY COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    HERNANDO COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    HIGHLANDS COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    HILLSBOROUGH COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    HOLMES COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    INDIAN RIVER COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    JACKSON COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    JEFFERSON COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    LAFAYETTE COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    LAKE COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    LEE COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    LEON COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    LEVY COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    LIBERTY COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    MADISON COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    MANATEE COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    MARION COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    MARTIN COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    MIAMI-DADE COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    MONROE COUNTY $929,200 $1,189,550 $1,437,900 $1,786,950
    NASSAU COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    OKALOOSA COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    OKEECHOBEE COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    ORANGE COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    OSCEOLA COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    PALM BEACH COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    PASCO COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    PINELLAS COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    POLK COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    PUTNAM COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    ST. JOHNS COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    ST. LUCIE COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    SANTA ROSA COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    SARASOTA COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    SEMINOLE COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    SUMTER COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    SUWANNEE COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    TAYLOR COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    UNION COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    VOLUSIA COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    WAKULLA COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    WALTON COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    WASHINGTON COUNTY $766,550 $981,500 $1,186,350 $1,474,400

    GET YOUR QUOTE TODAY!






      SERVING BUT NOT LIMITED TO THE FOLLOWING COMMUNITIES IN AND AROUND BOCA RATON

      Neighborhoods

      S Dixie Hwy / S Federal Hwy, Clint Moore Rd / Jog Rd, S Ocean Blvd / E Palmetto Park Rd, Jog Rd / Champion Blvd, S Ocean Blvd / E Camino Real, Bel Marra / Boca Harbour, S Dixie Hwy / E Royal Palm Rd, Woodfield Country Club, Royal Palm Yacht & Country Club, Fieldbrook Estates, The Sanctuary, Le Lac, Boca Bath & Tennis, Les Jardins, St. Andrews Country Club, Le Rivage & The Oaks.

      Zip Codes

      33427, 33429, 33431, 33432, 33433, 33434, 33480, 33481, 33486, 33487, 33496 & 33499

      Counties

      Palm Beach County, Broward County, Miami-Dade County, Monroe County, Collier County, Hendry County, Glades County, Martin County, Saint Lucie County, Highlands County, Okeechobee County, Lee County, Charlotte County, Indian River County & De Soto County.