Birmingham, Alabama’s largest city, is known for its rich history and vibrant urban landscape. Local Jumbo provides mortgage solutions that cater to Birmingham’s diverse real estate market, from historic homes in Highland Park to modern condos downtown.
Looking for the right mortgage in Birmingham? Connect with Local Jumbo’s network of Jumbo Verified™ lenders, offering competitive rates and personalized solutions for your property in this dynamic city!
Tailored Mortgage Options for Birmingham’s Urban Real Estate
Birmingham’s real estate market, featuring a mix of historic charm and modern development, requires a thoughtful mortgage approach. Our lenders offer solutions that ensure a suitable match for your Birmingham property and its neighboring affluent communities, including Mountain Brook and Vestavia Hills.
- A wide range of mortgage types including ARMs, FHA, VA, Interest-Only, Jumbo, and conforming loans
- Specialized financing options for Birmingham’s unique properties, including Land and Construction loans
- Customized mortgage solutions for Birmingham and surrounding affluent areas like Homewood and Hoover
- Expert lenders with deep understanding of the Birmingham real estate market
- Competitive rates for both home purchases and refinancing in Birmingham
Personalized Financing for Birmingham’s Diverse Homes
Whether you’re drawn to the historical significance of the Civil Rights District or the bustling life of Uptown, our lenders offer mortgage plans that align with the unique character of your property and the vibrant nature of Birmingham.
2024 ALABAMA LOAN LIMITS BY COUNTY
| County | One-Unit Limit | Two-Unit Limit | Three-Unit Limit | Four-Unit Limit |
| AUTAUGA COUNTY | $ 766,550 | $ 981,500 | $ 1,186,350 | $ 1,474,400 |
| BALDWIN COUNTY | $ 766,550 | $ 981,500 | $ 1,186,350 | $ 1,474,400 |
| BARBOUR COUNTY | $ 766,550 | $ 981,500 | $ 1,186,350 | $ 1,474,400 |
| BIBB COUNTY | $ 766,550 | $ 981,500 | $ 1,186,350 | $ 1,474,400 |
| BLOUNT COUNTY | $ 766,550 | $ 981,500 | $ 1,186,350 | $ 1,474,400 |
| BULLOCK COUNTY | $ 766,550 | $ 981,500 | $ 1,186,350 | $ 1,474,400 |
| BUTLER COUNTY | $ 766,550 | $ 981,500 | $ 1,186,350 | $ 1,474,400 |
| CALHOUN COUNTY | $ 766,550 | $ 981,500 | $ 1,186,350 | $ 1,474,400 |
| CHAMBERS COUNTY | $ 766,550 | $ 981,500 | $ 1,186,350 | $ 1,474,400 |
| CHEROKEE COUNTY | $ 766,550 | $ 981,500 | $ 1,186,350 | $ 1,474,400 |
| CHILTON COUNTY | $ 766,550 | $ 981,500 | $ 1,186,350 | $ 1,474,400 |
| CHOCTAW COUNTY | $ 766,550 | $ 981,500 | $ 1,186,350 | $ 1,474,400 |
| CLARKE COUNTY | $ 766,550 | $ 981,500 | $ 1,186,350 | $ 1,474,400 |
| CLAY COUNTY | $ 766,550 | $ 981,500 | $ 1,186,350 | $ 1,474,400 |
| CLEBURNE COUNTY | $ 766,550 | $ 981,500 | $ 1,186,350 | $ 1,474,400 |
| COFFEE COUNTY | $ 766,550 | $ 981,500 | $ 1,186,350 | $ 1,474,400 |
| COLBERT COUNTY | $ 766,550 | $ 981,500 | $ 1,186,350 | $ 1,474,400 |
| CONECUH COUNTY | $ 766,550 | $ 981,500 | $ 1,186,350 | $ 1,474,400 |
| COOSA COUNTY | $ 766,550 | $ 981,500 | $ 1,186,350 | $ 1,474,400 |
| COVINGTON COUNTY | $ 766,550 | $ 981,500 | $ 1,186,350 | $ 1,474,400 |
| CRENSHAW COUNTY | $ 766,550 | $ 981,500 | $ 1,186,350 | $ 1,474,400 |
| CULLMAN COUNTY | $ 766,550 | $ 981,500 | $ 1,186,350 | $ 1,474,400 |
| DALE COUNTY | $ 766,550 | $ 981,500 | $ 1,186,350 | $ 1,474,400 |
| DALLAS COUNTY | $ 766,550 | $ 981,500 | $ 1,186,350 | $ 1,474,400 |
| DEKALB COUNTY | $ 766,550 | $ 981,500 | $ 1,186,350 | $ 1,474,400 |
| ELMORE COUNTY | $ 766,550 | $ 981,500 | $ 1,186,350 | $ 1,474,400 |
| ESCAMBIA COUNTY | $ 766,550 | $ 981,500 | $ 1,186,350 | $ 1,474,400 |
| ETOWAH COUNTY | $ 766,550 | $ 981,500 | $ 1,186,350 | $ 1,474,400 |
| FAYETTE COUNTY | $ 766,550 | $ 981,500 | $ 1,186,350 | $ 1,474,400 |
| FRANKLIN COUNTY | $ 766,550 | $ 981,500 | $ 1,186,350 | $ 1,474,400 |
| GENEVA COUNTY | $ 766,550 | $ 981,500 | $ 1,186,350 | $ 1,474,400 |
| GREENE COUNTY | $ 766,550 | $ 981,500 | $ 1,186,350 | $ 1,474,400 |
| HALE COUNTY | $ 766,550 | $ 981,500 | $ 1,186,350 | $ 1,474,400 |
| HENRY COUNTY | $ 766,550 | $ 981,500 | $ 1,186,350 | $ 1,474,400 |
| HOUSTON COUNTY | $ 766,550 | $ 981,500 | $ 1,186,350 | $ 1,474,400 |
| JACKSON COUNTY | $ 766,550 | $ 981,500 | $ 1,186,350 | $ 1,474,400 |
| JEFFERSON COUNTY | $ 766,550 | $ 981,500 | $ 1,186,350 | $ 1,474,400 |
| LAMAR COUNTY | $ 766,550 | $ 981,500 | $ 1,186,350 | $ 1,474,400 |
| LAUDERDALE COUNTY | $ 766,550 | $ 981,500 | $ 1,186,350 | $ 1,474,400 |
| LAWRENCE COUNTY | $ 766,550 | $ 981,500 | $ 1,186,350 | $ 1,474,400 |
| LEE COUNTY | $ 766,550 | $ 981,500 | $ 1,186,350 | $ 1,474,400 |
| LIMESTONE COUNTY | $ 766,550 | $ 981,500 | $ 1,186,350 | $ 1,474,400 |
| LOWNDES COUNTY | $ 766,550 | $ 981,500 | $ 1,186,350 | $ 1,474,400 |
| MACON COUNTY | $ 766,550 | $ 981,500 | $ 1,186,350 | $ 1,474,400 |
| MADISON COUNTY | $ 766,550 | $ 981,500 | $ 1,186,350 | $ 1,474,400 |
| MARENGO COUNTY | $ 766,550 | $ 981,500 | $ 1,186,350 | $ 1,474,400 |
| MARION COUNTY | $ 766,550 | $ 981,500 | $ 1,186,350 | $ 1,474,400 |
| MARSHALL COUNTY | $ 766,550 | $ 981,500 | $ 1,186,350 | $ 1,474,400 |
| MOBILE COUNTY | $ 766,550 | $ 981,500 | $ 1,186,350 | $ 1,474,400 |
| MONROE COUNTY | $ 766,550 | $ 981,500 | $ 1,186,350 | $ 1,474,400 |
| MONTGOMERY COUNTY | $ 766,550 | $ 981,500 | $ 1,186,350 | $ 1,474,400 |
| MORGAN COUNTY | $ 766,550 | $ 981,500 | $ 1,186,350 | $ 1,474,400 |
| PERRY COUNTY | $ 766,550 | $ 981,500 | $ 1,186,350 | $ 1,474,400 |
| PICKENS COUNTY | $ 766,550 | $ 981,500 | $ 1,186,350 | $ 1,474,400 |
| PIKE COUNTY | $ 766,550 | $ 981,500 | $ 1,186,350 | $ 1,474,400 |
| $ 766,550 | $ 981,500 | $ 1,186,350 | $ 1,474,400 | |
| RUSSELL COUNTY | $ 766,550 | $ 981,500 | $ 1,186,350 | $ 1,474,400 |
| ST. CLAIR COUNTY | $ 766,550 | $ 981,500 | $ 1,186,350 | $ 1,474,400 |
| SHELBY COUNTY | $ 766,550 | $ 981,500 | $ 1,186,350 | $ 1,474,400 |
| SUMTER COUNTY | $ 766,550 | $ 981,500 | $ 1,186,350 | $ 1,474,400 |
| TALLADEGA COUNTY | $ 766,550 | $ 981,500 | $ 1,186,350 | $ 1,474,400 |
| TALLAPOOSA COUNTY | $ 766,550 | $ 981,500 | $ 1,186,350 | $ 1,474,400 |
| TUSCALOOSA COUNTY | $ 766,550 | $ 981,500 | $ 1,186,350 | $ 1,474,400 |
| WALKER COUNTY | $ 766,550 | $ 981,500 | $ 1,186,350 | $ 1,474,400 |
| WASHINGTON COUNTY | $ 766,550 | $ 981,500 | $ 1,186,350 | $ 1,474,400 |
| WILCOX COUNTY | $ 766,550 | $ 981,500 | $ 1,186,350 | $ 1,474,400 |
| WINSTON COUNTY | $ 766,550 | $ 981,500 | $ 1,186,350 | $ 1,474,400 |
GET YOUR QUOTE TODAY!
SERVING BUT NOT LIMITED TO THE FOLLOWING COMMUNITIES IN AND AROUND BIRMINGHAM
Neighborhoods
Homewood, Hoover, Vestavia Hills, Mountain Brook, Indian Springs Village, Meadowbrook, Helena, Pelham, Calera, Brook Highland, Alabaster, Chelsea, Trussville, Brantleyville, Irondale, Montevallo & Grayson Valley.
Zip Codes
35204, 35205, 35206, 35208, 35209, 35211, 35212, 35213, 35215, 35216, 35217, 35222, 35223, 35226, 35235, 35242 & 35244
Counties
Jefferson County, Shelby County, Bibb County, Tuscaloosa County, Fayette County, Walker County, Winston County, Cullman County, Blount County, Saint Clair County, Talladega County, Calhoun County, Etowah County, Clay County & Marshall County.