Bal Harbour, renowned for its opulent lifestyle and pristine beaches, offers an exclusive real estate market. Local Jumbo provides bespoke mortgage solutions for Bal Harbour’s range of luxury properties, from high-end oceanfront condos to elegant estates.
Aspiring to own a piece of Bal Harbour’s paradise? Local Jumbo’s network of Jumbo Verified™ lenders is here to offer competitive rates and personalized mortgage solutions for your Bal Harbour home!
Tailoring Mortgage Strategies for Bal Harbour’s Elite Properties
In Bal Harbour, where luxury is a standard, your mortgage strategy needs to reflect the exclusivity of the village. Our lenders specialize in finding the right fit for properties in Bal Harbour and its prestigious neighborhoods, ensuring a seamless fit for your lifestyle.
- A diverse array of mortgage types for Bal Harbour’s high-end homes: ARMs, FHA, VA, Interest-Only, Jumbo, and conforming loans
- Specialized financing options for Bal Harbour’s unique luxury properties, including 5,7 and 10-year fixed ARM’s, and Land and Construction loans
- Customized mortgage solutions for Bal Harbour and its upscale surroundings
- Expert lenders with deep insight into Bal Harbour’s exclusive real estate market
- Competitive rates for purchasing or refinancing in Bal Harbour, including Bridge, Cross-Collateralization, Foreign National, and Construction mortgage loans
Aligning Your Mortgage with Bal Harbour’s Luxurious Ambiance
Whether you’re captivated by the allure of Bal Harbour Shops or the tranquility of its beachfront vistas, our lenders tailor mortgage plans to your property’s unique story and Bal Harbour’s luxurious lifestyle.
2024 FLORIDA CONFORMING LOAN LIMITS BY COUNTY
| County | One-Unit Limit | Two-Unit Limit | Three-Unit Limit | Four-Unit Limit |
| ALACHUA COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| BAKER COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| BAY COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| BRADFORD COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| BREVARD COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| BROWARD COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CALHOUN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CHARLOTTE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CITRUS COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CLAY COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| COLLIER COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| COLUMBIA COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| DESOTO COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| DIXIE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| DUVAL COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| ESCAMBIA COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| FLAGLER COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| FRANKLIN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| GADSDEN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| GILCHRIST COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| GLADES COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| GULF COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| HAMILTON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| HARDEE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| HENDRY COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| HERNANDO COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| HIGHLANDS COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| HILLSBOROUGH COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| HOLMES COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| INDIAN RIVER COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| JACKSON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| JEFFERSON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| LAFAYETTE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| LAKE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| LEE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| LEON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| LEVY COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| LIBERTY COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MADISON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MANATEE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MARION COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MARTIN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MIAMI-DADE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MONROE COUNTY | $929,200 | $1,189,550 | $1,437,900 | $1,786,950 |
| NASSAU COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| OKALOOSA COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| OKEECHOBEE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| ORANGE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| OSCEOLA COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| PALM BEACH COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| PASCO COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| PINELLAS COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| POLK COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| PUTNAM COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| ST. JOHNS COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| ST. LUCIE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SANTA ROSA COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SARASOTA COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SEMINOLE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SUMTER COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SUWANNEE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| TAYLOR COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| UNION COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| VOLUSIA COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| WAKULLA COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| WALTON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| WASHINGTON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
GET YOUR QUOTE TODAY!
SERVING BUT NOT LIMITED TO THE FOLLOWING COMMUNITIES IN AND AROUND BAL HARBOR
Neighborhoods
Mid-Beach Miami, Venetian Islands, High Pines, South Beach Miami, Golden Beach, Brickell, La Gorce, Key Biscayne, Fisher Island, Star Island, Sunny Isles, Palm Island, Hibiscus Island & Surfside.
Zip Codes
33154, 33125, 33126, 33127, 33130, 33133, 33134, 33135, 33138, 33140, 33141, 33142, 33143, 33144, 33145, 33147 & 33157
Counties
Miami-Dade County, Monroe County, Broward County, Collier County, Lee County, Hendry County, Palm Beach County, Martin County, Glades County, Charlotte County, Sarasota County, De Soto County, Highlands County, Okeechobee County & Martin County.